Walton County property record for 31 Ballamore Rd, Miramar Beach, FL 32550
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,764 sqft · built 2005 |
| Lot Size | 0.146 acres (6,360 sqft) |
| Owner | Company Name on File |
| Last Sale | $1,800,000 (Mar 2021) |
| Tax Bill | $15,531 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-2S-21-42700-000-0130 |
| Primary APN | 30-2S-21-42700-000-0130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 4,764 sqft Living Area |
| Gross Area | 6,255 sqft |
| 1st Floor Area | 1,364 sqft |
| Flooring | Tile |
| Interior Walls | Custom/Decorative |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 6,360 sqft (0.146 acres) |
| Lot Dimensions | 100 ft deep x 64 ft wide |
| Garage Type | Attached |
| Garage Area | 529 sqft |
| Driveway | Brick Driveway |
| Porch | Finished/Open Porch |
| Porch Area | 962 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 31 BALLAMORE RD |
|---|---|
| City | MIRAMAR BEACH |
| State | FL |
| Zip | 32550-3836 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RP |
| Legal Description | LOT 13 AVALON BEACH ESTATES PB 10-37 OR 1287-313 OR 1972-427 OR 2563-1927 OR 2922-2047 OR 3185-3685 |
| Legal Range | 021 |
| Legal Township | 02S |
| Legal Section | 30 |
| Legal Subdivision | AVALON BEACH ESTATES |
| Legal Block | 1 |
| Legal Lot Number | 13 |
| Jurisdiction | WALTON FL |
| Township / Civil Division | WALTON BEACHES |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950608 |
Source: Walton County records · APN 30-2S-21-42700-000-0130
Assessment roll updated December 3, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 683 TRADE CENTER BLVD, 100, CHESTERFIELD, MO 63005-1286 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jul 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage RIVER BANK |
| Feb 03, 2023 | Deed of Trust, Mortgage · Line of Credit CNB ST LOUIS BANK |
| Mar 02, 2021 | Warranty Deed, Transfer · Line of Credit CNB ST LOUIS BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 02, 2021 · Amount on Record |
| Deed Sale | Mar 02, 2021 · Amount on Record |
| Prior Sale | Jun 11, 2013 · Amount on Record |
| Deed Document Number | 20219977 |
| Deed Book / Page | 3185 / 3685 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jul 21, 2026 |
| Property Address | 31 BALLAMORE RD, MIRAMAR BEACH, FL 32550-3836 |
| Document Number | 0000029798 |
| Book / Page | 3406 / 1718 |
| Instrument Date | Jul 17, 2026 |
| Instrument | 202629798 |
| Transaction Type | Transfer |
| Record Updated | Aug 05, 2026 |
| Title Company | MCNEESE TITLE LLC, MCNEESE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,767,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1850 E SOUTH FORK ST, ODESSA, TX 79766-9001 |
| Document Number | 0000029799, |
|---|---|
| Date | Jul 21, 2026 |
| Book Page | 3406/1720 |
| Instrument | 202629799 |
| Name | RIVER BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.48% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 31 BALLAMORE RD, MIRAMAR BEACH, FL 32550-3836 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2024 |
| Name | Verified Name |
|---|---|
| Address | 683 TRADE CENTER BLVD 100, 100, CHESTERFIELD, MO 63005-1286 |
| Document Number | 0032793460 |
|---|---|
| Date | Feb 03, 2023 |
| Book Page | 3279/3460 |
| Instrument | 20230003882 |
| Name | CNB ST LOUIS BANK |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63143 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 24 Months |
| Due | Feb 02, 2025 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 02, 2021 |
| Property Address | 31 BALLAMORE RD, MIRAMAR BEACH, FL 32550-3836 |
| Document Number | 0031853685 |
| Book / Page | 3185 / 3685 |
| Map Reference | MB 10 PG 37 |
| Instrument Date | Feb 26, 2021 |
| Instrument | 20210009977 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2024 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 821 HALLMARK, PROSPER, TX 75078-1971 |
| Name | Verified Name |
|---|---|
| Address | 683 TRADE CENTER BLVD STE 100, 100, CHESTERFIELD, MO 63005-1286 |
| Document Number | 0031853687 |
|---|---|
| Date | Mar 02, 2021 |
| Instrument | 3185/3687 |
| Name | CNB ST LOUIS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Feb 10, 2026 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Unified School District | Walton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,531.00 (+3.29%) | $1,718,948 (+8.3%) Land $605,000 Building $1,113,948 | $1,718,948 (+8.3%) Land $605,000 Building $1,113,948 |
| 2024 | $15,037.00 (+10.16%) | ||
| 2023 | $13,650.00 (+13.49%) | $1,587,280 (+22.31%) Land $391,110 Building $1,196,170 | $1,587,280 (+22.31%) Land $391,110 Building $1,196,170 |
| 2022 | $12,027.00 | $1,297,798 Land $434,133 Building $863,665 | $1,297,798 Land $434,133 Building $863,665 |
Source: FEMA National Flood Hazard Layer, Walton County (12131C), as of June 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121319506082, as of September 2026 · USFWS Coastal Barrier Resources System as of December 19, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 203 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 706 units insured incl. 503 condo units |
| Nearby Flood Claims | 3 (2014–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Coastal Barrier Resources System | Yes |
|---|---|
| Unit | P32 “Moreno Point” |
| Unit Type | System Unit |
| Designated | Oct 18, 1982 |
| NFIP Eligibility | Not eligible (built 2005) built after the Oct 1, 1983 cutoff · private flood insurance only |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 657 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system FL1660615, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SOUTH WALTON UTILITY COMPANY private · serves 26,668 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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