40 Augusta Loop, North East, MD 21901 Property Records

Cecil County property record for 40 Augusta Loop, North East, MD 21901

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,714 sqft · built 2010
Lot Size0.174 acres (7,598 sqft)
Owner2 Individual Names on File
Last Sale$350,000 (Nov 2023)
Tax Bill$4,554 (2025)
Deeds & MortgagesDec 2023 Mortgage
Nov 2023 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-127726

Property Details

APN / Parcel Number

Primary APN05-127726
Alternative APN
  • 127726

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,714 sqft Total Area
Basement Area425 sqft
Finished Basement425 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,598 sqft (0.174 acres)
Garage TypeMixed
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area168 sqft
Deck Area312 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number127726
Street Address40 AUGUSTA LOOP
CityNORTH EAST
StateMD
Zip21901-3842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 50 - .175 ACRE 40 AUGUSTA LOOP THE COURTS OF MALLORY
Legal SubdivisionTHE COURT OF MALLORY
Legal Lot Number50
JurisdictionCECIL MD
Township / Civil Division5, NORTH EAST
Census Block Group2
Census Block2013
Census Tract30903

Owner

Source: Cecil County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address40 AUGUSTA LOOP, NORTH EAST, MD 21901-3842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2023Deed of Trust, Mortgage · Conventional Mortgage
SOFI BANK NA
Nov 15, 2023Deed, Transfer · Conventional Mortgage
SOFI BANK NA
Feb 4, 2021Deed, Transfer · Conventional Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 15, 2023 · Amount on Record
Deed SaleNov 15, 2023 · Amount on Record
Prior SaleFeb 4, 2021 · Amount on Record
Prior Transfer DateDec 19, 2012
Prior Transfer Doc0033840367
Record UpdatedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address40 AUGUSTA LOOP, NORTH EAST, MD 21901-3842
Transaction TypeMortgage
Record UpdatedDec 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address302 WOODDUCK CT, HAVRE DE GRACE, MD 21078-4248

Mortgage

Document Number0054070010
DateDec 13, 2023
Book Page5407/10
Lender
NameSOFI BANK NA
TypeBank
AddressSALT LAKE CITY, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2053

November 2023: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateNov 15, 2023
Property Address40 AUGUSTA LOOP, NORTH EAST, MD 21901-3842
Document Number0053970047
Book / Page5397 / 47
Map ReferenceMB PC 1103 FO 88-93
Instrument DateNov 9, 2023
Transaction TypeTransfer
Record UpdatedDec 8, 2023
Title CompanyLIBERTY TITLE, LIBERTY TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$875.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address40 AUGUSTA LOOP, NORTH EAST, MD 21901-3842

Mortgage

Document Number0053970056
DateNov 15, 2023
Instrument5397-0056
Lender
NameSOFI BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2053

February 2021: Deed, Transfer

Document TypeDeed
JurisdictionCECIL MD
Recording DateFeb 4, 2021
Property Address40 AUGUSTA LOOP, NORTH EAST, MD 21901-3842
Document Number0047850442
Book / Page4785 / 442
Map ReferenceMB PC 1103 FO 88-93
Instrument DateJan 11, 2021
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyKIRCH TITLE SERVICES INC, KIRSH TITLE SERVICES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address40 AUGUSTA LOOP, NORTH EAST, MD 21901-3842

Mortgage

Document Number0004785447
DateFeb 4, 2021
Instrument4785/447
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2051

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityNorth East Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$306,200 (+9.37%) Land $73,500 Building $232,700$306,200 (-) Land $73,500 Building $232,700
2025$4,554.00 (+41.74%) Homeowner's exemption$279,967 (+23.06%)$306,200 (+34.59%) Land $73,500 Building $232,700
2023$3,213.00$227,500 Land $73,500 Building $154,000$227,500 Land $73,500 Building $154,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims22 (1979–2015)
Claims Outside the SFHA7 of 22
Most Recent ClaimOct 2015 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 10 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF NORTH EAST
serves 8,600 people · EPA ID MD0070016
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2026
Total trihalomethanes
resolved · Apr 2024
Treatment and ProcedureOrganic carbon removal
Jan 2025
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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