38 Augusta Loop, North East, MD 21901 Property Records

Cecil County property record for 38 Augusta Loop, North East, MD 21901

Property Summary

Property TypeSingle Family Home
Details3 ba · 1,992 sqft · built 2009
Lot Size0.177 acres (7,707 sqft)
OwnerIndividual Name on File
Last Sale$261,140 (Sep 2009)
Tax Bill$4,977 (2025)
Deeds & MortgagesJul 2023 Line of Credit
May 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-127718

Property Details

APN / Parcel Number

Primary APN05-127718
Alternative APN
  • 127718

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area1,992 sqft Total Area
Basement Area500 sqft
Finished Basement500 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,707 sqft (0.177 acres)
Garage TypeMixed
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Deck Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number127718
Street Address38 AUGUSTA LOOP
CityNORTH EAST
StateMD
Zip21901-3842
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionLOT 49 - .177 ACRE 38 AUGUSTA LOOP THE COURTS OF MALLORY
Legal SubdivisionCOURTS MALLORY PH 02
Legal Lot Number49
JurisdictionCECIL MD
Township / Civil Division5, NORTH EAST
Census Block Group2
Census Block2013
Census Tract30903

Owner

Source: Cecil County assessment roll, as of August 12, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address38 AUGUSTA LOOP, NORTH EAST, MD 21901-3842
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 3, 2023Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
May 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2009 · Amount on Record
Deed SaleSep 22, 2009 · Amount on Record
Prior SaleJun 4, 2009 · Amount on Record
Deed Document Number2009279894
Deed Book / Page2717 / 208
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address38 AUGUSTA LOOP, NORTH EAST, MD 21901-3842
Transaction TypeMortgage
Record UpdatedJul 18, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address38 AUGUSTA LOOP, NORTH EAST, MD 21901-3842

Mortgage

Document Number0053450394
DateJul 3, 2023
Book Page5345/394
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJun 28, 2063
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCECIL MD
Property Address38 AUGUSTA LOOP, NORTH EAST, MD 21901-3842
Transaction TypeMortgage
Record UpdatedOct 24, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048810001
DateMay 14, 2021
Book Page4881/1
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term353 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyCecil County
MunicipalityNorth East Town
Unified School DistrictCecil County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$336,700 (+27.25%) Land $73,500 Building $263,200$336,700 (+27.25%) Land $73,500 Building $263,200
2025$4,977.00 (+30.94%) Homeowner's exemption
2023$3,801.00 Homeowner's exemption$264,600 Land $73,500 Building $191,100$264,600 Land $73,500 Building $191,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims22 (1979–2015)
Claims Outside the SFHA7 of 22
Most Recent ClaimOct 2015 · rainfall accumulation
Claims by Event
  • Hurricane Isabel, Sep 2003 · 10 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF NORTH EAST
serves 8,600 people · EPA ID MD0070016
Water SourceSurface water
Last State InspectionNov 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2026
Total trihalomethanes
resolved · Apr 2024
Treatment and ProcedureOrganic carbon removal
Jan 2025
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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