40 8th St, Belford, NJ 07718 Property Records

Monmouth County and Middletown Township property record for 40 8th St, Belford, NJ 07718

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,960 sqft · built 1976
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$734,000 (Aug 2026)
Tax Bill	$9,792 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`32-00308-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`32-00308-0000-00003`
Alternative APNs	`320030800003` `6315`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,960 sqft Living Area
1st Floor Area	984 sqft
Upper Floors Area	924 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	10,001 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Attached
Deck Area	464 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	6315
Street Address	40 8TH ST
City	BELFORD
State	NJ
Zip	07718-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	ALSO LOTS 53/55 NIT 1A
Legal Block	308
Legal Lot Number	3
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3020
Census Tract	800500

Owner

Source: Monmouth County and Middletown Township records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	40 8TH ST, BELFORD, NJ 07718-1709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2026	Deed, Transfer · Conventional Mortgage EMBRACE HOME LOANS
Oct 9, 2020	Deed with Mortgage, Transfer JERSEY MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2026 · Amount on Record
Deed Sale	Aug 5, 2026 · Amount on Record
Prior Sale	Oct 9, 2020 · Amount on Record
Deed Document Number	202664552
Deed Book / Page	9806 / 5816
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 5, 2026
Property Address	40 8TH ST, BELFORD, NJ 07718-1709
Document Number	0000064552
Book / Page	9806 / 5816
Instrument Date	Jul 29, 2026
Instrument	202664552
Transaction Type	Transfer
Record Updated	Aug 27, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74,134.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 8TH ST, BELFORD, NJ 07718-1709

Mortgage

Document Number	0000064553,
Date	Aug 5, 2026
Instrument	202664553

Lender

Name	EMBRACE HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 9, 2020
Property Address	40 8TH ST, BELFORD, NJ 07718-1709
Document Number	0000118073
Book / Page	009448 / 002555
Instrument Date	Sep 9, 2020
Instrument	118073
Transaction Type	Transfer
Record Updated	Nov 6, 2020
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$375.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	40 8TH ST BELFORD NJ 077181709, BELFORD, NJ 07718-1709

Mortgage

Document Number	118074
Date	Oct 9, 2020
Book Page	009448/002555
Instrument	118074

Lender

Name	JERSEY MTG
Type	Mortgage Company
Address	511 SOUTH AVE E, CRANFORD, NJ 07016-3205

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 8, 2050

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$654,200 (+7.83%) Land $387,500 Building $266,700	$654,200 (+7.83%) Land $387,500 Building $266,700
2025	$9,792.00 (+8.55%)	$606,700 (+23.72%) Land $342,500 Building $264,200	$606,700 (+23.72%) Land $342,500 Building $264,200
2024	$9,021.00 (+17.57%)
2023		$490,400 Land $249,700 Building $240,700	$490,400 Land $249,700 Building $240,700
2022	$7,673.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 197 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	197 in force
Nearby Flood Claims	257 (1983–2023)
Claims Outside the SFHA	13 of 257
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 172 claims Hurricane Irene, Aug 2011 · 42 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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