32 8th St, Belford, NJ 07718 Property Records

Monmouth County and Middletown Township property record for 32 8th St, Belford, NJ 07718

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,699 sqft · built 1976
Lot Size	0.207 acres (8,999 sqft)
Owner	2 Individual Names on Record
Tax Bill	$12,258 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2020 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`32-00308-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`32-00308-0000-00001`
Alternative APNs	`320030800001` `8425`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,699 sqft Living Area
1st Floor Area	1,056 sqft
Upper Floors Area	924 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	8,999 sqft (0.207 acres)
Lot Dimensions	100 ft deep x 90 ft wide
Garage Type	Attached
Porch	Open Porch
Deck Area	420 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	8425
Street Address	32 8TH ST
City	BELFORD
State	NJ
Zip	07718-1709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R7
Legal Description	A
Legal Subdivision	BAYSIDE HEIGHTS
Legal Block	308
Legal Lot Number	1
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	3
Census Block	3020
Census Tract	800500

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	32 8TH ST, BELFORD, NJ 07718-1709
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2021	Deed of Trust, Mortgage · VA Mortgage NBH BANK NA
Jun 10, 2020	Deed of Trust, Mortgage · Line of Credit HARRISON POLICE & FIREMAN'S FC
Feb 15, 2018	Deed of Trust, Mortgage · Line of Credit HARRISON POLICE & FIREMAN'S FC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2007
Deed Sale	Apr 11, 2007
Prior Sale	Aug 24, 1999 · Amount on Record
Deed Book / Page	8642 / 7421
Prior Transfer Date	Mar 15, 2007
Prior Transfer Doc	0086427421
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	32 8TH ST, BELFORD, NJ 07718-1709
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094796128
Date	Feb 5, 2021
Book Page	9479/6128
Instrument	2021019603

Lender

Name	NBH BANK NA
Type	Bank
Address	COLORADO SPRINGS, CO 80918

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	32 8TH ST, BELFORD, NJ 07718-1709
Document Number	0000091464
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 8TH ST BELFORD NJ 077181709, BELFORD, NJ 07718-1709

Mortgage

Document Number	0000091464
Date	Aug 18, 2020
Book Page	009434/004096
Instrument	91464

Lender

Name	HARRISON POLICE & FIREMAN'S FC
Address	326 HARRISON AVE, HARRISON, NJ 07029-3059

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Aug 17, 2035

Interest

Rate Type	Adjustable Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	32 8TH ST, BELFORD, NJ 07718-1709
Document Number	0000027523
Instrument Date	Feb 15, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	32 8TH ST BELFORD NJ 077181709, BELFORD, NJ 07718-1709

Mortgage

Document Number	0000027523
Date	Mar 16, 2018
Book Page	009278/006005
Instrument	27523

Lender

Name	HARRISON POLICE & FIREMAN'S FC
Address	HARRISON, NJ 07029

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 15, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$808,300 (+6.43%) Land $383,500 Building $424,800	$808,300 (+6.43%) Land $383,500 Building $424,800
2025	$12,258.00 (+6.73%) Veteran's exemption	$759,500 (+17.7%) Land $338,500 Building $421,000	$759,500 (+17.7%) Land $338,500 Building $421,000
2024	$11,485.00 (+9.76%)
2023		$645,300 Land $245,700 Building $399,600	$645,300 Land $245,700 Building $399,600
2022	$10,464.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 197 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	197 in force
Nearby Flood Claims	257 (1983–2023)
Claims Outside the SFHA	13 of 257
Most Recent Claim	Sep 2023 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 172 claims Hurricane Irene, Aug 2011 · 42 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 19 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 70% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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