Oceana County property record for 40 3rd St, Pentwater, MI 49449
| Property Type | Commercial |
|---|---|
| Lot Size | 0.097 acres (4,238 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (Sep 2005) |
| Tax Bill | $4,235 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-675-004-60 |
| Primary APN | 044-675-004-60 |
|---|
| Lot Area | 4,238 sqft (0.097 acres) |
|---|
| Street Address | 40 3RD ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-8590 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | 40 W THIRD ST MLC-L2002P26052 WD-L2005P28354 VILLAGE OF PENTWATER - BLK 5 THE W 66 FT OF E 161 FT OF LOT 4 |
| Legal Subdivision | VILLAGE OF PENTWATER |
| Legal Block | 5 |
| Legal Lot Number | 4 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 10800 |
40 3rd St, a commercial property, is owned by an individual who bought it in September 2005.
Source: Oceana County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 659 MAPLE LN, PENTWATER, MI 49449-9724 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2005 · Amount on File |
| Deed Sale | Sep 27, 2005 · Amount on File |
| Prior Sale | Sep 27, 2005 · Amount on File |
| Deed Book / Page | 2005 / 28354 |
| Prior Transfer Date | Aug 5, 2002 |
| Prior Transfer Doc | 2202006052 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 40 3rd St was $4,235.
Source: Oceana County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $156,700 (+3.98%) Land $156,700 | $313,400 (+3.98%) Land $313,400 | |
| 2025 | $4,235.00 | $150,700 Land $150,700 | $301,400 Land $301,400 |
| 2023 | $123,100 Land $123,100 | $246,200 (-) Land $246,200 | |
| 2022 | $3,653.00 | $246,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 40 3rd St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 individual policies |
| Nearby Flood Policies | 28 units insured incl. 17 condo units |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PENTWATER serves 857 people · EPA ID MI0005260 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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