Oceana County property record for 20 3rd St, Pentwater, MI 49449 · Last verified August 2026
| Property Type | Commercial |
|---|---|
| Lot Size | 0.106 acres (4,623 sqft) |
| Owner | Company Name on File |
| Tax Bill | $871 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 044-682-004-05 |
| Primary APN | 044-682-004-05 |
|---|
| Lot Area | 4,623 sqft |
|---|
| Street Address | 20 3RD ST |
|---|---|
| City | PENTWATER |
| State | MI |
| Zip | 49449-8590 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | W 34 FT E 56 FT OF LOT 4 BLK 12; EXC W 27 FT OF E 49 FT N 8 FT TH OF; ALSO S 22 FT OF W 17 FT OF E 73 FT OF LOT 4 BLK 12 ORIG |
| Legal Subdivision | THE VILLAGE OF PENTWATER |
| Legal Block | 12 |
| Legal Lot Number | 4 |
| Jurisdiction | OCEANA MI |
| Township / Civil Division | PENTWATER |
| Census Block Group | 1 |
| Census Block | 1041 |
| Census Tract | 10800 |
Source: Oceana County records · APN 044-682-004-05
Assessment roll updated July 17, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 4010 S PERE MARQUETTE HWY, LUDINGTON, MI 49431-9729 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2007 |
| Transfer Doc | 2007/008660 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEANA MI |
| Property Address | 20 3RD ST, PENTWATER, MI 49449-8590 |
| Transaction Type | Mortgage |
| Record Updated | Nov 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023/19173 |
|---|---|
| Date | Oct 30, 2023 |
| Book Page | 2023/19173 |
| Instrument | 202300005265 |
| Name | WEST SHORE BANK |
|---|---|
| Type | Bank |
| Address | LUDINGTON, MI 49431 |
| Type | Line of Credit |
|---|
Source: Oceana County records · Assessment roll updated July 17, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oceana County |
| County Subdivision | Pentwater Township |
| Municipality | Pentwater Village |
| Unified School District | Pentwater Public School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $164,300 (+1.92%) | $328,600 (+1.92%) | |
| 2025 | $871.00 (-69.2%) | $161,200 (+20.3%) Land $161,200 | $322,400 (+20.3%) Land $322,400 |
| 2023 | $134,000 Land $134,000 | $268,000 (-) Land $268,000 | |
| 2022 | $2,828.00 | $268,000 |
Source: FEMA National Flood Hazard Layer, Oceana County (26127C), updated August 23, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261270108001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 11 individual NFIP policies nearby |
| Nearby Flood Policies | 28 units insured (17 under condo master policies) 4 of 11 individual policies on primary residences |
| Nearby Flood Claims | 7 (1997–2019) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Nov 2019, other causes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures