40 3rd Ave, Rochester, NY 14612 Property Records

Monroe County and Greece Town property record for 40 3rd Ave, Rochester, NY 14612

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 972 sqft · built 1922
Lot Size	0.161 acres (7,019 sqft)
Owner	Individual Name on File
Last Sale	$84,900 (Jul 2019)
Tax Bill	$4,136 (2026)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`262800 026.39-2-11`

Property Details

APN / Parcel Number

Primary APN	`262800 026.39-2-11`
Alternative APNs	`28000263900002011000` `04374000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	972 sqft Living Area
1st Floor Area	972 sqft
Game Room	Game Room

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Architectural Style	Bungalow
Exterior Material	Wood
Foundation Type	Raised
Lot Area	7,019 sqft (0.161 acres)
Lot Dimensions	87.7 ft deep x 80 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	04374000000
Street Address	40 3RD AVE
City	ROCHESTER
State	NY
Zip	14612-1030
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST DIV L55 T2 BRADDOCK HE 54-9 L20 & 22
Legal Subdivision	BRADDOCK HEIGHTS SUBDIVISION
Legal Block	2
Legal Lot Number	11.000
Jurisdiction	MONROE NY
Township / Civil Division	GREECE
Census Block Group	2
Census Block	2003
Census Tract	13402

Owner

40 3rd Ave is owned and occupied by an individual who bought it in July 2019.

Source: Monroe County and Greece Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	40 3RD AVE, ROCHESTER, NY 14612-1030
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2019 · Amount on File
Deed Sale	Jul 22, 2019 · Amount on File
Deed Document Number	20191237
Deed Book / Page	12213 / 73
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jul 22, 2019
Property Address	40 3RD AVE, ROCHESTER, NY 14612-1030
Document Number	0000001237
Book / Page	12213 / 073
Map Reference	LB 54 PG 9
Instrument Date	Jun 21, 2019
Instrument	201907221237
Transaction Type	Transfer
Record Updated	May 5, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 3RD AVE, 40, GREECE, NY 14612-1030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	40 3RD AVE, ROCHESTER, NY 14612-1030

Mortgage

Document Number	0000001238
Date	Jul 22, 2019
Instrument	201907221238

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 40 3rd Ave was $4,136, up 4.2% from the year before.

Source: Monroe County and Greece Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Greece Town
Unified School District	Hilton Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,136.00 (+4.16%)
2025	$3,971.00	$94,500 Land $23,400 Building $71,100	$154,900 Land $38,356 Building $116,544
2023		$94,500 Land $23,400 Building $71,100	$109,884 Land $27,209 Building $82,675

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 40 3rd Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	49 (1978–2023)
Claims Outside the SFHA	17 of 49
Most Recent Claim	Aug 2023 · rainfall accumulation
Claims by Event	Flooding, Jul 2017 · 8 claims Severe Blizzard, Mar 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 40 3rd Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 177 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 3rd Ave

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