4 Winoca Dr, Savannah, GA 31408 Property Records

Chatham County property record for 4 Winoca Dr, Savannah, GA 31408

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,325 sqft · built 1970
Lot Size	0.269 acres (11,700 sqft)
Owner	Individual Name on File
Last Sale	$258,000 (Jul 2024)
Tax Bill	$1,134 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`6-0017-04-033`

Property Details

APN / Parcel Number

Primary APN	`6-0017-04-033`
Alternative APN	`G336M324`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,325 sqft Living Area
1st Floor Area	1,125 sqft
Upper Floors Area	200 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2000
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,700 sqft (0.269 acres)
Lot Dimensions	130 ft deep x 90 ft wide
Porch	Slab
Porch Area	294 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	4 WINOCA DR
City	SAVANNAH
State	GA
Zip	31408-2009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 2 FOREST OAKS SUB
Legal Subdivision	AKS SUB
Legal Lot Number	2
Jurisdiction	CHATHAM GA
Township / Civil Division	SAVANNAH
Census Block Group	3
Census Block	3021
Census Tract	10601

Owner

4 Winoca Dr is owned and occupied by an individual who bought it in July 2024.

Source: Chatham County records, as of October 1, 2026

Owner of Record	Individual Name on File
Mailing Address	4 WINOCA DR, SAVANNAH, GA 31408-2009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2026	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR
Nov 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE
Jul 23, 2021	Warranty Deed, Transfer · Commercial Mortgage DOMINION FINANCIAL SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2024 · Amount on File
Deed Sale	Jul 1, 2024 · Amount on File
Prior Sale	Jul 23, 2021 · Amount on File
Deed Book / Page	3417 / 223
Prior Transfer Date	Jun 15, 2012
Prior Transfer Doc	00378P0531
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Recording Date	Jun 19, 2026
Property Address	4 WINOCA DR, SAVANNAH, GA 31408-2009
Document Number	4012000720
Book / Page	4012 / 720
Instrument Date	Apr 30, 2026
Transaction Type	Mortgage
Record Updated	Aug 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WINOCA DR, SAVANNAH, GA 31408-2009

Mortgage

Document Number	4012000720,
Date	Jun 19, 2026
Book Page	4012/720

Lender

Name	NATIONSTAR

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	4 WINOCA DR, SAVANNAH, GA 31408-2009
Transaction Type	Mortgage
Record Updated	Jun 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WINOCA DR, SAVANNAH, GA 31408-2009

Mortgage

Document Number	0029650475
Date	Nov 18, 2022
Book Page	0000002965/0000000475

Lender

Name	FINANCE OF AMERICA MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jul 23, 2021
Property Address	4 WINOCA DR, SAVANNAH, GA 31408-2009
Document Number	0024640029
Book / Page	2464 / 29
Instrument Date	Jul 23, 2021
Instrument	2021-009504
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8300 CHARWELL DR, OAK RIDGE, NC 27310-9814

Mortgage

Document Number	0024640031
Date	Jul 26, 2021
Book Page	0000002464/0000000031

Lender

Name	DOMINION FINANCIAL SERVICES

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 4 Winoca Dr was $1,134.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Municipality	Garden City
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,480 (+20.14%) Land $18,000 Building $108,480	$316,200 (+20.14%) Land $45,000 Building $271,200
2025	$1,134.00 Disabled Person's exemption	$105,280 Land $18,000 Building $87,280	$263,200 Land $45,000 Building $218,200
2023		$75,400 (+50.8%) Land $12,000 Building $63,400	$188,500 (+50.8%) Land $30,000 Building $158,500
2022	$2,531.00	$50,000 Land $8,640 Building $41,360	$125,000 Land $21,600 Building $103,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4 Winoca Dr in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	6 (1979–2022)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Jun 2022 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Winoca Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARDEN CITY serves 9,000 people · EPA ID GA0510000
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: ClearWave, T-Mobile.

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