Worcester County property record for 4 Windjammer Rd, Berlin, MD 21811 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,440 sqft Total Area |
| Lot Size | 9,953 sqft (0.228 acres) |
| Garage | Detached, 440 sqft |
| Pool | Spa/Hot Tub (Only) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,040.00 (2025) |
| Primary APN | 03-084531 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,440 sqft Total Area |
| Stories | 1 Stories |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 9,953 sqft (0.228 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 440 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 084531 |
|---|---|
| Street Address | 4 WINDJAMMER RD |
| City | BERLIN |
| State | MD |
| Zip | 21811-1516 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT C-01-604 9953 SQ FT WINDJAMMER RD PL OCEAN PINES SEC 1 |
| Legal Subdivision | OCEAN PINES SEC 01 |
| Legal Lot Number | 604 |
| Jurisdiction | WORCESTER MD |
| Minor Civil Division | 6, NORTHERN |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 950700 |
Source: Worcester County records · APN 03-084531
Assessment roll updated July 31, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 WINDJAMMER RD, BERLIN, MD 21811-1516 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Jan 25, 2019 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage FEDERAL HSNG COMMISSIONER |
| Feb 04, 2019 | Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 25, 2019 |
| Transfer Doc | 0073600129 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 4 WINDJAMMER RD, OCEAN PINES, MD 21811-1516 |
| Transaction Type | Mortgage |
| Record Updated | Aug 09, 2022 |
| Title Company | FNC TITLE SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 4 WINDJAMMER RD, BERLIN, MD 21811-1516 |
| Document Number | 0084320216 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 8432/216 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 656 Months |
| Due | Mar 03, 2077 |
| Rate | 5.59% |
|---|---|
| Type Change Date | Sep 01, 2022 |
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 4 WINDJAMMER RD, OCEAN PINES, MD 21811-1516 |
| Document Number | 0073660001 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 27, 2019 |
| Title Company | RESOURCE R/E SERVICES, RESOURCE R/E SVCS |
| Name | Verified Name |
|---|---|
| Address | 4 WINDJAMMER RD BERLIN MD 218111516, BERLIN, MD 21811-1516 |
| Document Number | 0073660001 |
|---|---|
| Date | Feb 19, 2019 |
| Book Page | 007366/000001 |
| Name | FEDERAL HSNG COMMISSIONER |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 696 Months |
| Due | Feb 18, 2077 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.04% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Feb 04, 2019 |
| Property Address | 4 WINDJAMMER RD, OCEAN PINES, MD 21811-1516 |
| Document Number | 0073600129 |
| Book / Page | 7360 / 129 |
| Map Reference | MB FWH 8 FO 20 |
| Instrument Date | Jan 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | May 03, 2022 |
| Title Company | RESOURCE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4 WINDJAMMER RD, BERLIN, MD 21811-1516 |
| Document Number | 0007360134 |
|---|---|
| Date | Feb 04, 2019 |
| Instrument | 7360/134 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.04% |
| Type Change Date | Feb 01, 2020 |
| Change Frequency | Annually |
| Min Rate At Change | 2% |
| Index | LIBOR |
| Max Rate | 5% |
Source: Worcester County records · Assessment roll updated July 31, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $365,733 (+6.33%) | $387,500 (-) Land $163,900 Building $223,600 | |
| 2025 | $3,040.00 (+2.74%) Homeowner's exemption | $343,967 (+9.66%) | $387,500 (+20.27%) Land $163,900 Building $223,600 |
| 2023 | $2,959.00 Homeowner's exemption | $313,667 | $322,200 Land $163,900 Building $158,300 |
Source: FEMA National Flood Hazard Layer, Worcester County (24047C), updated June 4, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Moderate |
| 500-Year Floodplain | Yes |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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