4 White Cliff Ct, Bloomington, IL 61705 Property Records

McLean County property record for 4 White Cliff Ct, Bloomington, IL 61705

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,142 sqft · built 2016
Lot Size0.402 acres (17,519 sqft)
Owner2 Individual Names on Record
Last Sale$451,500 (Dec 2016)
Tax Bill$13,298 (2024)
Deeds & MortgagesNov 2020 Mortgage
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN22-09-301-009

Property Details

APN / Parcel Number

Primary APN22-09-301-009

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,142 sqft Living Area
Gross Area4,072 sqft
1st Floor Area2,091 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2016
Exterior MaterialBrick
Roof MaterialAsphalt
Lot Area17,519 sqft (0.402 acres)
Lot Dimensions138 ft deep x 76 ft wide
View / LotLake Front
Garage TypeAttached
Garage Area930 sqft
Parking Spaces4 Parking Spaces
PorchOpen Concrete/Masonry Porch
Deck Area240 sqft
GreenhouseGreenhouse

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address4 WHITE CLIFF CT
CityBLOOMINGTON
StateIL
Zip61705-7101
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1B
Legal DescriptionTHE GROVE ON KICKAPOO CREEK 1ST ADD LT 24
Legal SubdivisionKICKAPOO CREEK
Legal Lot Number24
JurisdictionMCLEAN IL
Township / Civil DivisionBLOOMINGTON CITY
Census Block Group1
Census Block1033
Census Tract5401

Owner

Source: McLean County records, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 WHITE CLIFF CT, BLOOMINGTON, IL 61705-7101
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
STONEHAVEN MORTGAGE INCORPORATED
Apr 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
STONEHAVEN MORTGAGE INCORPORATED

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 19, 2016 · Amount on Record
Deed SaleDec 19, 2016 · Amount on Record
Prior SaleDec 3, 2015 · Amount on Record
Deed Document Number201624149
Record UpdatedJun 8, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address4 WHITE CLIFF CT, BLOOMINGTON, IL 61705-7101
Transaction TypeMortgage
Record UpdatedNov 13, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000023683
DateNov 4, 2020
Instrument2020-00023683
Lender
NameSTONEHAVEN MORTGAGE INCORPORATED
TypeMortgage Company
AddressELMHURST, IL 60126
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2050
Interest
Rate TypeFixed Rate
Rate2.62%

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLEAN IL
Property Address4 WHITE CLIFF CT, BLOOMINGTON, IL 61705-7101
Transaction TypeMortgage
Record UpdatedMay 1, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000006252
DateApr 10, 2020
Instrument2020-00006252
Lender
NameSTONEHAVEN MORTGAGE INCORPORATED
TypeMortgage Company
AddressELMHURST, IL 60126
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050
Interest
Rate TypeFixed Rate
Rate3.37%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityBloomington City
CountyMcLean County
County SubdivisionBloomington City Township
Unified School DistrictMcLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$187,441 (+18.5%) Land $42,346 Building $145,095$562,323 (+18.5%) Land $127,038 Building $435,285
2024$13,298.00 (+3.14%)
2023$12,893.00$158,177 Land $35,735 Building $122,442$474,531 Land $107,205 Building $367,326

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBLOOMINGTON
serves 79,000 people · EPA ID IL1130200
Water SourceSurface water
Last State InspectionAug 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Watch TV
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
Wireless Data Net
Fixed Wireless
100 / 20

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