2 White Cliff Ct, Bloomington, IL 61705 Property Records

McLean County property record for 2 White Cliff Ct, Bloomington, IL 61705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 4,010 sqft · built 2015
Lot Size	0.387 acres (16,853 sqft)
Owner	2 Trust Names on File
Last Sale	$437,500 (Jul 2021)
Tax Bill	$12,781 (2024)
Deeds & Mortgages	Nov 2025 Sale Jul 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`22-09-301-008`

Property Details

APN / Parcel Number

Primary APN	`22-09-301-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	4,010 sqft Living Area
Gross Area	4,886 sqft
1st Floor Area	2,230 sqft
Basement Area	1,780 sqft
Finished Basement	1,780 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Brick
Roof Material	Asphalt
Lot Area	16,853 sqft (0.387 acres)
Lot Dimensions	145 ft deep x 156 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	876 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Concrete/Masonry Porch
Deck Area	196 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2 WHITE CLIFF CT
City	BLOOMINGTON
State	IL
Zip	61705-7101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	THE GROVE ON KICKAPOO CREEK 1ST ADD LT 25
Legal Subdivision	KICKAPOO CREEK
Legal Lot Number	25
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1033
Census Tract	5401

Owner

2 White Cliff Ct is held in a trust since November 2025.

Source: McLean County records, as of June 30, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2 WHITE CLIFF CT, BLOOMINGTON, IL 61705-7101
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2025	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 12, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Feb 26, 2018	Deed of Trust, Mortgage · ARM FIRST STATE BANK
Oct 31, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2021 · Amount on File
Deed Sale	Jul 12, 2021 · Amount on File
Prior Sale	Oct 31, 2017 · Amount on File
Deed Document Number	202116400
Last Transfer Date	Nov 14, 2025
Transfer Doc	0000016964
Record Updated	Sep 20, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 26, 2025
Property Address	2 WHITE CLIFF CT, BLOOMINGTON, IL 61705-7101
Document Number	202500016964
Map Reference	DOC 2007-00013421
Instrument Date	Nov 14, 2025
Instrument	2025-00016964
Transaction Type	Transfer
Record Updated	Dec 8, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2 WHITE CLIFF CT, BLOOMINGTON, IL 61705-7101

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Jul 12, 2021
Property Address	2 WHITE CLIFF CT, BLOOMINGTON, IL 61705-7101
Document Number	202100016400
Map Reference	DOC 2007-00013421
Instrument Date	Jun 30, 2021
Instrument	2021-00016400
Transaction Type	Transfer
Record Updated	Jul 23, 2021
Title Company	NOT AVAILABLE, FTC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$656.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 WHITE CLIFF CT, BLOOMINGTON, IL 61705-7101
Investor	Possibly a Property Investor

Mortgage

Document Number	202100016401
Date	Jul 12, 2021
Instrument	2021-00016401

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLEAN IL
Property Address	2 WHITE CLIFF CT, BLOOMINGTON, IL 61705-7101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800003212
Date	Feb 26, 2018
Instrument	2018-00003212

Lender

Name	FIRST STATE BANK
Type	Bank
Address	BLOOMINGTON, IL 61704

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Mar 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.87%
Index	1-Year CMT
Max Rate	9.87%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Oct 31, 2017
Property Address	2 WHITE CLIFF CT, BLOOMINGTON, IL 61705-7101
Document Number	201700019617
Map Reference	DOC200-00013421
Instrument Date	Oct 19, 2017
Instrument	2017-00019617
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$570.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2 WHITE CLIFF CT, BLOOMINGTON, IL 61705-7101
Investor	Possibly a Property Investor

Mortgage

Document Number	201700019618
Date	Oct 31, 2017
Instrument	2017-00019618

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	6 Months
Due	Apr 19, 2018

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	McLean County Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$180,412 (+9.82%) Land $38,524 Building $141,888	$541,236 (+9.82%) Land $115,572 Building $425,664
2024	$12,781.00 (+3.16%)	$164,285 (+7.91%) Land $35,081 Building $129,204	$492,855 (+7.91%) Land $105,243 Building $387,612
2023	$12,390.00	$152,246 Land $32,510 Building $119,736	$456,738 Land $97,530 Building $359,208

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2 White Cliff Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 White Cliff Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
Wireless Data Net Fixed Wireless	100 / 20

2 White Cliff Ct, Bloomington, IL 61705 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2025: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

July 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on White Cliff Ct

Nearby Streets

Search Property Records by Address or Parcel Number