4 White Ash Ct, Troy, MO 63379 Property Records

Lincoln County property record for 4 White Ash Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 1,903 sqft · built 2004
Lot Size	0.49 acres (21,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,200 (Jun 2017)
Tax Bill	$3,315 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-80-34-002-001-195.000`

Property Details

APN / Parcel Number

Primary APN	`15-80-34-002-001-195.000`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,903 sqft Living Area
Basement Area	1,903 sqft
Unfinished Basement	1,903 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,344 sqft (0.49 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4 WHITE ASH CT
City	TROY
State	MO
Zip	63379-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 195 WEST HAMPTON WOODS PLAT 1
Legal Range	01W
Legal Township	49N
Legal Section	34
Legal Subdivision	WEST HAMPTON WOODS
Legal Lot Number	195
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1010
Census Tract	810203

Owner

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 WHITE ASH CT, TROY, MO 63379-2438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2025	Deed of Trust, Mortgage · Line of Credit FIRST BANK
Jun 23, 2017	Warranty Deed, Transfer · Conventional Mortgage BUSEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 23, 2017 · Amount on Record
Deed Sale	Jun 23, 2017 · Amount on Record
Prior Sale	Aug 30, 2007
Deed Document Number	20175836
Deed Book / Page	2412 / 380
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	4 WHITE ASH CT, TROY, MO 63379-2438
Transaction Type	Mortgage
Record Updated	Nov 27, 2025
Title Company	UNKNOWN, CT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WHITE ASH CT, TROY, MO 63379-2438

Mortgage

Document Number	002513/739
Date	Sep 9, 2025
Book Page	2513/739
Instrument	2025007273

Lender

Name	FIRST BANK
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Jun 23, 2017
Property Address	4 WHITE ASH CT, TROY, MO 63379-2438
Document Number	2412/0380
Book / Page	2412 / 0380
Map Reference	MB13 PG163
Instrument Date	Jun 23, 2017
Instrument	2017005836
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	MEYER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 WHITE ASH CT, TROY, MO 63379-2438

Mortgage

Document Number	2017005837
Date	Jun 23, 2017
Instrument	2017005837

Lender

Name	BUSEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,896 (-) Land $6,832 Building $48,064
2025	$3,315.00 (+2.47%)	$54,896 (+7.95%) Land $6,832 Building $48,064	$288,930 (+7.95%) Land $35,960 Building $252,970
2023	$3,235.00 (+4.86%)	$50,852 Land $5,700 Building $45,152	$267,640 Land $30,000 Building $237,640
2022	$3,085.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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