16 White Ash Ct, Troy, MO 63379 Property Records

Lincoln County property record for 16 White Ash Ct, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,426 sqft · built 2021
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Apr 2021)
Tax Bill	$2,428 (2025)
Deeds & Mortgages	Feb 2023 Mortgage Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-80-34-002-001-198.000`

Property Details

APN / Parcel Number

Primary APN	`15-80-34-002-001-198.000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,426 sqft Living Area
Basement Area	1,426 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	16 WHITE ASH CT
City	TROY
State	MO
Zip	63379-2438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 198 WESTHAMPTON WOODS PLAT 1
Legal Range	01W
Legal Township	49N
Legal Section	34
Legal Subdivision	WESTHAMPTON WOODS PLAT ONE
Legal Lot Number	198
Jurisdiction	LINCOLN MO
Township / Civil Division	BEDFORD
Census Block Group	1
Census Block	1010
Census Tract	810203

Owner

16 White Ash Ct is owned and occupied by two individuals who bought it in April 2021.

Source: Lincoln County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 WHITE ASH CT, TROY, MO 63379-2438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2023	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE COMMUNITY BANK
Apr 2, 2021	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2021 · Amount on File
Deed Sale	Apr 2, 2021 · Amount on File
Deed Document Number	20214461
Deed Book / Page	2461 / 952
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Feb 16, 2023
Property Address	16 WHITE ASH CT, TROY, MO 63379-2438
Document Number	00002488/6
Book / Page	2488 / 6
Map Reference	MB 13 PG 163
Instrument Date	Feb 15, 2023
Instrument	2023001169
Transaction Type	Transfer
Record Updated	Apr 11, 2023
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 CEDAR BREAK CT, TROY, MO 63379-3867

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 WHITE ASH CT, TROY, MO 63379-2438
Investor	Possibly a Property Investor

Mortgage

Document Number	2023001170
Date	Feb 16, 2023
Instrument	2023001170

Lender

Name	FIRST STATE COMMUNITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MO
Recording Date	Apr 2, 2021
Property Address	16 WHITE ASH CT, TROY, MO 63379-2438
Document Number	2461/952
Book / Page	2461 / 952
Map Reference	MB 13 PG 163
Instrument Date	Apr 1, 2021
Instrument	2021004461
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	NOT AVAILABLE, UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 HEITMAN LN, 99, ELSBERRY, MO 63343-4229

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	16 WHITE ASH CT, TROY, MO 63379-2438

Mortgage

Document Number	2021004462
Date	Apr 2, 2021
Instrument	2021004462

Lender

Name	DELMAR FINANCIAL CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 16 White Ash Ct was $2,428.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Municipality	Troy City
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,426 (-) Land $6,665 Building $33,761
2025	$2,428.00	$40,426 Land $6,665 Building $33,761	$212,770 Land $35,080 Building $177,690
2023	$2,365.00 (+5.53%)	$37,183 Land $5,700 Building $31,483	$195,700 Land $30,000 Building $165,700
2022	$2,241.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 16 White Ash Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 White Ash Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY PWS serves 15,000 people · EPA ID MO6010798
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Systec Wireless Communications Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on White Ash Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures