St. Louis County property record for 4 Westerly Ln, Saint Louis, MO 63124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,148 sqft · built 1951 |
| Lot Size | 0.75 acres (32,670 sqft) |
| Owner | Individual Name on File |
| Last Sale | $691,000 (Jul 2009) |
| Tax Bill | $10,854 (2025) |
| Deeds & Mortgages | Sep 2024 Transfer Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18L-61-0328 |
| Primary APN | 18L-61-0328 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 18 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,148 sqft Living Area |
| Gross Area | 4,505 sqft |
| 1st Floor Area | 3,148 sqft |
| Attic | Attic |
| Attic Area | 513 sqft |
| Basement Area | 874 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bungalow |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 32,670 sqft (0.75 acres) |
| Lot Dimensions | 100 ft deep x 100 ft wide |
| View / Lot | Cul-De-Sac |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 364 sqft |
| Patio Area | 446 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4 WESTERLY LN |
|---|---|
| City | SAINT LOUIS |
| State | MO |
| Zip | 63124-1747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 33C |
| Legal Description | LITZSINGER EST PTN LOT PT 3 LOC 264.40 FT N OF SW CORNER OF LOT 3 |
| Legal Subdivision | LITZSINGER EST PTN |
| Legal Lot Number | 3 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | CLAYTON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 215400 |
Source: St. Louis County records · APN 18L-61-0328
Assessment roll updated September 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 WESTERLY LN, SAINT LOUIS, MO 63124-1747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 04, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Aug 04, 2020 | Deed of Trust, Mortgage · Line of Credit COMMERCE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 21, 2009 · Amount on Record |
| Deed Sale | Jul 21, 2009 · Amount on Record |
| Prior Sale | Sep 12, 2002 · Amount on Record |
| Deed Document Number | 2009581 |
| Deed Book / Page | 18495 / 1287 |
| Record Updated | Sep 20, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Sep 04, 2024 |
| Property Address | 4 WESTERLY LN, SAINT LOUIS, MO 63124-1747 |
| Document Number | 2024090400465 |
| Instrument Date | Aug 26, 2024 |
| Instrument | 2024090400465 |
| Transaction Type | Transfer |
| Record Updated | Oct 03, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 WESTERLY LN, SAINT LOUIS, MO 63124-1747 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 4 WESTERLY LN, SAINT LOUIS, MO 63124-1747 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4 WESTERLY LN, SAINT LOUIS, MO 63124-1747 |
| Document Number | 0241681376 |
|---|---|
| Date | Aug 04, 2020 |
| Book Page | 24168/1376 |
| Instrument | 2020080401132 |
| Name | COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | KANSAS CITY, MO 64106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 118 Months |
| Due | Jun 12, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: St. Louis County records · Assessment roll updated September 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | Ladue City |
| Unified School District | Ladue School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,854.00 (-3.78%) | $167,140 (-) Land $116,390 Building $50,750 | $879,700 (-) Land $612,600 Building $267,100 |
| 2024 | $11,280.00 (+0.2%) | $167,140 (-) Land $99,370 Building $67,770 | |
| 2023 | $11,258.00 | $167,140 Land $99,370 Building $67,770 | $879,700 Land $523,000 Building $356,700 |
Source: FEMA National Flood Hazard Layer as of August 10, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 11 (1979–2022) |
| Claims Outside the SFHA | 2 of 11 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.6% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 288 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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