3 Westerly Ln, Saint Louis, MO 63124 Property Records

St. Louis County property record for 3 Westerly Ln, Saint Louis, MO 63124

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 9,729 sqft · built 2016
Lot Size	0.75 acres (32,670 sqft)
Owner	Company Name on Record
Last Sale	$1,819,000 (Jul 2019)
Tax Bill	$28,496 (2025)
Deeds & Mortgages	Dec 2020 Line of Credit Aug 2020 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`18L-61-0373`

Property Details

APN / Parcel Number

Primary APN	`18L-61-0373`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	19 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	1 Story
Building Area	9,729 sqft Living Area
Gross Area	10,422 sqft
1st Floor Area	2,703 sqft
Attic	Attic
Attic Area	693 sqft
Basement Area	2,000 sqft
Finished Basement	2,000 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	32,670 sqft (0.75 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Terrain	Below Road/Slope
Garage Type	Attached
Garage Area	693 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	756 sqft
Porch	Open Frame Porch
Porch Area	324 sqft
Balcony Area	22 sqft
Shed	1 Shed
Shed Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3 WESTERLY LN
City	SAINT LOUIS
State	MO
Zip	63124-1747
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	33C
Legal Description	LITZSINGER ESTATE LOT PT 3 LOC 364.79 FEET N OF S W CORNER OF LOT 3
Legal Subdivision	LITZSINGER ESTATE
Legal Lot Number	3
Jurisdiction	ST LOUIS MO
Township / Civil Division	CLAYTON
Census Block Group	2
Census Block	2000
Census Tract	215400

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3 WESTERLY LN, SAINT LOUIS, MO 63124-1747
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2020	Deed of Trust, Mortgage · Line of Credit MIDWEST BANK CENTRE
Aug 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK CENTRE
May 28, 2021	Deed of Trust, Mortgage · Line of Credit MIDWEST BANK CENTRE
Apr 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST BANK CENTRE
Mar 12, 2020	Intrafamily Transfer, Transfer
Jul 26, 2019	Warranty Deed, Transfer PARAMOUNT BK
May 22, 2018	Quit Claim Deed, Transfer Quitclaim
Mar 29, 2017	Warranty Deed, Subdivision Related Transfer BMO HARRIS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2019 · Amount on Record
Deed Sale	Jul 26, 2019 · Amount on Record
Prior Sale	Mar 29, 2017 · Amount on Record
Deed Document Number	2019168
Deed Book / Page	23628 / 1069
Last Transfer Date	Mar 2, 2020
Transfer Doc	0239390440
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3 WESTERLY LN, SAINT LOUIS, MO 63124-1747
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WESTERLY LN, SAINT LOUIS, MO 63124-1747

Mortgage

Document Number	0244741971
Date	Dec 3, 2020
Book Page	24474/1971
Instrument	2020120300309

Lender

Name	MIDWEST BANK CENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	235 Months
Due	Jun 30, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3 WESTERLY LN, SAINT LOUIS, MO 63124-1747
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WESTERLY LN, SAINT LOUIS, MO 63124-1747

Mortgage

Document Number	0241844184
Date	Aug 7, 2020
Book Page	24184/4184
Instrument	2020080701054

Lender

Name	MIDWEST BANK CENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jul 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3 WESTERLY LN, SAINT LOUIS, MO 63124-1747
Transaction Type	Mortgage
Record Updated	Sep 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0248942679
Date	May 28, 2021
Book Page	24894/2679
Instrument	2021052800922

Lender

Name	MIDWEST BANK CENTRE
Type	Bank
Address	SAINT LOUIS, MO 63125

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Apr 28, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3 WESTERLY LN, SAINT LOUIS, MO 63124-1747
Transaction Type	Mortgage
Record Updated	Sep 17, 2021
Title Company	TITLE PARTNERS AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 WESLEY AVE, SAINT LOUIS, MO 63135-2625

Mortgage

Document Number	0247844432
Date	Apr 7, 2021
Book Page	24784/4432
Instrument	2021040701130

Lender

Name	MIDWEST BANK CENTRE
Type	Bank
Address	SAINT LOUIS, MO 63124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MO
Recording Date	Mar 12, 2020
Property Address	3 WESTERLY LN, SAINT LOUIS, MO 63124-1747
Document Number	0239390440
Book / Page	23939 / 440
Instrument Date	Mar 2, 2020
Instrument	2020031200556
Transaction Type	Transfer
Record Updated	Sep 17, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3 WESTERLY LN, SAINT LOUIS, MO 63124-1747

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 26, 2019
Property Address	3 WESTERLY LN, SAINT LOUIS, MO 63124-1747
Document Number	0236281069
Book / Page	023628 / 001069
Instrument Date	Jul 1, 2019
Instrument	168
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 WESTERLY LN ST LOUIS MO 631241747, ST LOUIS, MO 63124-1747

Mortgage

Document Number	236281073
Date	Jul 26, 2019
Book Page	023628/001073
Instrument	169

Lender

Name	PARAMOUNT BK
Type	Bank
Address	622 EMERSON RD # 325, ST LOUIS, MO 63141-6787

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MO
Recording Date	May 22, 2018
Property Address	3 WESTERLY LN, SAINT LOUIS, MO 63124-1747
Document Number	0230370487
Book / Page	023037 / 000487
Instrument Date	May 18, 2018
Instrument	485
Transaction Type	Transfer
Record Updated	Jun 18, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3 WESTERLY LN ST LOUIS MO 631241747, ST LOUIS, MO 63124-1747

March 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Mar 29, 2017
Property Address	3 WESTERLY LN, SAINT LOUIS, MO 63124-1747
Document Number	0224582329
Book / Page	022458 / 002329
Instrument Date	Mar 27, 2017
Instrument	673
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 8, 2017
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 WESTERLY LN ST LOUIS MO 631241747, ST LOUIS, MO 63124-1747

Mortgage

Document Number	224582332
Date	Mar 29, 2017
Book Page	022458/002332
Instrument	674

Lender

Name	BMO HARRIS BK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 28, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Ladue City
Unified School District	Ladue School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$438,820 (-) Land $116,390 Building $322,430	$2,309,600 (-) Land $612,600 Building $1,697,000
2025	$28,496.00 (+31.33%)	$438,820 (+36.49%) Land $116,390 Building $322,430	$2,309,600 (+36.49%) Land $612,600 Building $1,697,000
2024	$21,698.00 (+0.19%)
2023	$21,656.00	$321,500 Land $99,370 Building $222,130	$1,692,100 Land $523,000 Building $1,169,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	11 (1979–2022)
Claims Outside the SFHA	2 of 11
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Westerly Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures