4 Water St, Clinton, NJ 08809 Property Records

Hunterdon County and Clinton Town property record for 4 Water St, Clinton, NJ 08809

Property Summary

Property Type	Single Family Home
Details	1,027 sqft · built 1950
Lot Size	0.09 acres (3,920 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Feb 2023)
Tax Bill	$8,900 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-00016-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`05-00016-0000-00011`
Alternative APNs	`050001600011` `004490`

Interior

Stories	1 Story
Building Area	1,027 sqft Living Area

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	3,920 sqft (0.09 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	004490
Street Address	4 WATER ST
City	CLINTON
State	NJ
Zip	08809-1317
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	16
Legal Lot Number	11
Jurisdiction	HUNTERDON NJ
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1000
Census Tract	10801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Clinton Historic District listed 1995 · 277 contributing resources · NRIS 95001101

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

4 Water St is owned and occupied by two individuals who bought it in February 2023.

Source: Hunterdon County and Clinton Town records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 WATER ST, CLINTON, NJ 08809-1317
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 1, 2023 · Amount on File
Deed Sale	Feb 1, 2023 · Amount on File
Deed Document Number	202317450
Deed Book / Page	2586 / 404
Record Updated	Sep 20, 2026

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HUNTERDON NJ
Recording Date	Feb 1, 2023
Property Address	4 WATER ST, CLINTON, NJ 08809-1317
Document Number	20230201000017450
Book / Page	2586 / 404
Instrument Date	Jan 5, 2023
Instrument	20230201000017450
Transaction Type	Transfer
Record Updated	Nov 4, 2025
Title Company	REALSAFE TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$537.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44 STAR DR, MOUNT HOLLY, NJ 08060-9653

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 WATER ST, CLINTON, NJ 08809-1317

Mortgage

Document Number	20230201000017460
Date	Feb 1, 2023
Instrument	20230201000017460

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 4 Water St was $8,900, up 2.7% from the year before.

Source: Hunterdon County and Clinton Town assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hunterdon County
Municipality	Clinton Town
Elementary School District	Clinton Town-Glen Gardner School District (KG - 08)
Secondary School District	North Hunterdon-Voorhees Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$319,200 (+5.73%) Land $89,500 Building $229,700	$319,200 (+5.73%) Land $89,500 Building $229,700
2025	$8,900.00 (+2.7%)	$301,900 Land $89,500 Building $212,400	$301,900 Land $89,500 Building $212,400
2024	$8,666.00
2023		$277,100 Land $89,500 Building $187,600	$277,100 Land $89,500 Building $187,600
2022	$7,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Water St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1979–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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