11 Water St, Clinton, NJ 08809 Property Records

Hunterdon County and Clinton Town property record for 11 Water St, Clinton, NJ 08809

Property Summary

Property Type	Single Family Home
Details	2,160 sqft · built 1835
Lot Size	0.353 acres (15,377 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jun 2012)
Tax Bill	$11,438 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2017 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`05-00016-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`05-00016-0000-00002`
Alternative APNs	`050001600002` `004400`

Interior

Stories	2 Stories
Building Area	2,160 sqft Living Area

Exterior

Year Built	Built 1835
Effective Year Built	Effective 1835
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	15,377 sqft (0.353 acres)
Lot Dimensions	205 ft deep x 75 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	004400
Street Address	11 WATER ST
City	CLINTON
State	NJ
Zip	08809-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Block	16
Legal Lot Number	2
Jurisdiction	HUNTERDON NJ
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1000
Census Tract	10801

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Clinton Historic District listed 1995 · 277 contributing resources · NRIS 95001101

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

11 Water St is owned and occupied by two individuals who bought it in June 2012.

Source: Hunterdon County and Clinton Town records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11 WATER ST, CLINTON, NJ 08809-1316
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Mar 7, 2017	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2012 · Amount on File
Deed Sale	Jun 5, 2012 · Amount on File
Deed Document Number	2012139270
Deed Book / Page	2288 / 797
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	11 WATER ST, CLINTON, NJ 08809-1316
Transaction Type	Mortgage
Record Updated	Nov 4, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 WATER ST, CLINTON, NJ 08809-1316

Mortgage

Document Number	20230817000130850
Date	Aug 17, 2023
Book Page	4536/354
Instrument	20230817000130850

Lender

Name	PNC BANK NA
Type	Bank
Address	DAYTON, OH 45401

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 17, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	11 WATER ST, CLINTON, NJ 08809-1316
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053040
Date	Mar 7, 2017
Book Page	4017/0486
Instrument	20170307000053040

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	479 Months
Due	Feb 11, 2057

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 11 Water St was $11,438, up 2.5% from the year before.

Source: Hunterdon County and Clinton Town assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hunterdon County
Municipality	Clinton Town
Elementary School District	Clinton Town-Glen Gardner School District (KG - 08)
Secondary School District	North Hunterdon-Voorhees Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,000 (+8.25%) Land $97,900 Building $322,100	$420,000 (+8.25%) Land $97,900 Building $322,100
2025	$11,438.00 (+2.52%)	$388,000 Land $97,900 Building $290,100	$388,000 Land $97,900 Building $290,100
2024	$11,157.00
2023		$357,100 Land $97,900 Building $259,200	$357,100 Land $97,900 Building $259,200
2022	$10,794.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 11 Water St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1979–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Apr 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 11 Water St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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