4 Watchung Pl, Summit, NJ 07901 Property Records

Union County and Summit City property record for 4 Watchung Pl, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,228 sqft · built 1933
Lot Size	0.149 acres (6,490 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,105,000 (Jul 2020)
Tax Bill	$20,200 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04610-0000-00023`

Property Details

APN / Parcel Number

Primary APN	`18-04610-0000-00023`
Alternative APNs	`1800090000000011` `180461000023`

Interior

Stories	2 Stories
Building Area	2,228 sqft Living Area

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,490 sqft (0.149 acres)

Location & Zoning

Old Parcel Number	1800090000000011
Street Address	4 WATCHUNG PL
City	SUMMIT
State	NJ
Zip	07901-3415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	4610
Legal Lot Number	23
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1014
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 WATCHUNG PL, SUMMIT, NJ 07901-3415
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC
Jul 8, 2020	Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2020 · Amount on Record
Deed Sale	Jul 8, 2020 · Amount on Record
Prior Sale	Sep 16, 2008 · Amount on Record
Deed Document Number	2020325782
Deed Book / Page	6373 / 2632
Prior Transfer Date	Jul 9, 2008
Prior Transfer Doc	0057320199
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	4 WATCHUNG PL, SUMMIT, NJ 07901-3415
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149232532
Date	Mar 29, 2021
Book Page	14923/2532
Instrument	8227

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

July 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jul 8, 2020
Property Address	4 WATCHUNG PL, SUMMIT, NJ 07901-3415
Document Number	0063732632
Book / Page	6373 / 2632
Instrument Date	Jun 24, 2020
Instrument	325782
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	ACRES LAND TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$21,895.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	195 BAER RD, 195, FORESTBURGH, NY 12777-6609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WATCHUNG PL, SUMMIT, NJ 07901-3415

Mortgage

Document Number	694404
Date	Jul 8, 2020
Instrument	694404

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$451,800 (-) Land $194,900 Building $256,900	$451,800 (-) Land $194,900 Building $256,900
2025	$20,200.00 (+2.64%)	$451,800 (-) Land $194,900 Building $256,900	$451,800 (-) Land $194,900 Building $256,900
2024	$19,680.00 (+1.71%)
2023		$451,800 Land $194,900 Building $256,900	$451,800 Land $194,900 Building $256,900
2022	$19,350.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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