3 Watchung Pl, Summit, NJ 07901 Property Records

Union County and Summit City property record for 3 Watchung Pl, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	2,234 sqft · built 1930
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$825,000 (Aug 2018)
Tax Bill	$15,814 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-04609-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`18-04609-0000-00005`
Alternative APNs	`1800087000000005` `180460900005`

Interior

Stories	2 Stories
Building Area	2,234 sqft Living Area

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Colonial
Construction Type	Frame
Lot Area	7,492 sqft (0.172 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1800087000000005
Street Address	3 WATCHUNG PL
City	SUMMIT
State	NJ
Zip	07901-3414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R6
Legal Block	4609
Legal Lot Number	5
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	1
Census Block	1015
Census Tract	37900

Owner

Source: Union County and Summit City records, as of July 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 WATCHUNG PL, SUMMIT, NJ 07901-3414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS
Aug 20, 2018	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 20, 2018 · Amount on Record
Deed Sale	Aug 20, 2018 · Amount on Record
Deed Document Number	2018303769
Deed Book / Page	6282 / 162
Prior Transfer Date	Jul 24, 2000
Prior Transfer Doc	0050600303
Record Updated	Sep 20, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	3 WATCHUNG PL, SUMMIT, NJ 07901-3414
Document Number	0147122083
Instrument Date	Jun 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	COASTAL TITLE, COASTAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 WATCHUNG PL SUMMIT NJ 079013414, SUMMIT, NJ 07901-3414

Mortgage

Document Number	0147122083
Date	Jun 17, 2020
Book Page	014712/002083
Instrument	693226

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 16, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	Aug 20, 2018
Property Address	3 WATCHUNG PL, SUMMIT, NJ 07901-3414
Document Number	0062820162
Book / Page	006282 / 000162
Instrument Date	Jul 28, 2018
Instrument	303769
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$825.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 WATCHUNG PL SUMMIT NJ 079013414, SUMMIT, NJ 07901-3414

Mortgage

Document Number	144810292
Date	Aug 20, 2018
Book Page	014481/000292
Instrument	661739

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2048

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$353,700 (-) Land $197,200 Building $156,500	$353,700 (-) Land $197,200 Building $156,500
2025	$15,814.00 (+2.64%)	$353,700 (-) Land $197,200 Building $156,500	$353,700 (-) Land $197,200 Building $156,500
2024	$15,407.00 (+1.71%)
2023		$353,700 Land $197,200 Building $156,500	$353,700 Land $197,200 Building $156,500
2022	$15,148.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	12 (1979–2021)
Claims Outside the SFHA	4 of 12
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: AT&T.

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