4 Ward Dr, Wilbraham, MA 01095 Property Records

Hampden County and Wilbraham Town property record for 4 Ward Dr, Wilbraham, MA 01095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,704 sqft · built 1986
Lot Size	0.781 acres (34,000 sqft)
Owner	2 Individual Names on File
Last Sale	$395,000 (Jul 2017)
Tax Bill	$10,289 (2026)
Deeds & Mortgages	Oct 2019 Refinance Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`MAP 68`

Property Details

APN / Parcel Number

Primary APN	`MAP 68`
Alternative APN	`WILB M:11780 B:4 L:5421`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,704 sqft Living Area
Gross Area	5,120 sqft
1st Floor Area	1,480 sqft
Basement Area	1,480 sqft
Unfinished Basement	880 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,000 sqft (0.781 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	MAP 68
Street Address	4 WARD DR
City	WILBRAHAM
State	MA
Zip	01095-2776
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R34
Legal Block	4
Legal Lot Number	5421
Jurisdiction	WILBRAHAM MA
Township / Civil Division	WILBRAHAM
Census Block Group	3
Census Block	3009
Census Tract	813602

Owner

4 Ward Dr is owned and occupied by two individuals who bought it in July 2017.

Source: Hampden County and Wilbraham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 WARD DR, WILBRAHAM, MA 01095-2776
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MONSON SAVINGS BANK
Jul 13, 2017	Quit Claim Deed, Transfer PHH US MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 13, 2017 · Amount on File
Deed Sale	Jul 13, 2017 · Amount on File
Prior Sale	Aug 25, 2008 · Amount on File
Deed Book / Page	21763 / 138
Transfer Doc	021763-138
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILBRAHAM MA
Property Address	4 WARD DR, WILBRAHAM, MA 01095-2776
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22901-413
Date	Oct 15, 2019
Book Page	22901/413
Instrument	59855

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WILBRAHAM MA
Recording Date	Jul 13, 2017
Property Address	4 WARD DR, WILBRAHAM, MA 01095-2776
Document Number	21763-138
Book / Page	21763 / 138
Instrument	39343
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$82.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 WARD DR, WILBRAHAM, MA 01095-2776

Mortgage

Document Number	217630142
Date	Jul 13, 2017
Instrument	21763/0142

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	240 Months
Due	Jul 13, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 4 Ward Dr was $10,289, up 3.1% from the year before.

Source: Hampden County and Wilbraham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Wilbraham Town
Unified School District	Hampden-Wilbraham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,289.00 (+3.05%)	$589,600 (+5.59%) Land $114,900 Building $474,700	$623,392 (-2.89%)
2025	$9,984.00 (+1.06%)	$558,400 (+4.57%) Land $114,900 Building $443,500	$641,915 (+4.24%)
2024	$9,879.00 (+8.24%)	$534,000 (+9.4%) Land $114,900 Building $419,100	$615,790
2023	$9,127.00	$488,100 Land $114,900 Building $373,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Ward Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2005)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2005 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Ward Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WILBRAHAM WATER DEPT (MWRA) serves 8,533 people · EPA ID MA1339000
Water Source	Purchased surface water from MWRA
Last State Inspection	Jun 2025
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Oct 2018
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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