Berkshire County and Adams Town property record for 4 Walnut St, Adams, MA 01220
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 1 ba · 1,679 sqft · built 1920 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $129,900 (Mar 2017) |
| Tax Bill | $3,445 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Feb 2023 Mortgage + 5 more |
| APN | 41080000000350 |
| Primary APN | 41080000000350 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,679 sqft Living Area |
| 1st Floor Area | 1,157 sqft |
| Basement Area | 696 sqft |
| Unfinished Basement | 696 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 5,663 sqft (0.13 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 41080000000350 |
|---|---|
| Street Address | 4 WALNUT ST |
| City | ADAMS |
| State | MA |
| Zip | 01220-1018 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Lot Number | 350 |
| Jurisdiction | ADAMS MA |
| Township / Civil Division | ADAMS |
| Census Block Group | 3 |
| Census Block | 3021 |
| Census Tract | 922200 |
Source: Berkshire County and Adams Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 WALNUT ST, ADAMS, MA 01220-1018 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 14, 2025 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Feb 16, 2023 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Dec 11, 2017 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Nov 20, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 31, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance PIONEER VALLY PLANNING |
| Aug 3, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Mar 31, 2017 | Quit Claim Deed, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Prior Sale | Apr 24, 2015 |
| Deed Book / Page | 1620 / 14 |
| Transfer Doc | 0001620-14 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 4 WALNUT ST, ADAMS, MA 01220-1018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001886-370 |
|---|---|
| Date | May 14, 2025 |
| Book Page | 1886/370 |
| Instrument | 2450 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 265 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 4 WALNUT ST, ADAMS, MA 01220-1018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 001817-892 |
|---|---|
| Date | Feb 16, 2023 |
| Book Page | 1817/892 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 289 Months |
| Due | Mar 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 4 WALNUT ST, ADAMS, MA 01220-1018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1642-553 |
|---|---|
| Date | Dec 11, 2017 |
| Book Page | 1642/553 |
| Instrument | 7499 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 4 WALNUT ST, ADAMS, MA 01220-1018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1699-98 |
|---|---|
| Date | Nov 20, 2019 |
| Book Page | 1699/98 |
| Instrument | 6532 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 337 Months |
| Due | Dec 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 4 WALNUT ST, ADAMS, MA 01220-1018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1723-721 |
|---|---|
| Date | Aug 31, 2020 |
| Book Page | 1723/721 |
| Instrument | 4705 |
| Name | PIONEER VALLY PLANNING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS MA |
| Property Address | 4 WALNUT ST, ADAMS, MA 01220-1018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1720-946 |
|---|---|
| Date | Aug 3, 2020 |
| Book Page | 1720/946 |
| Instrument | 4056 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Sep 1, 2047 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ADAMS MA |
| Recording Date | Mar 31, 2017 |
| Property Address | 4 WALNUT ST, ADAMS, MA 01220-1018 |
| Document Number | 1620-14 |
| Book / Page | 1620 / 14 |
| Instrument | 1636 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.56 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 16200017 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 01620/0017 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 31, 2047 |
Source: Berkshire County and Adams Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Berkshire County |
| County Subdivision | Adams Town |
| Unified School District | Hoosac Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,445.00 (+6.23%) | $202,500 (+9.52%) Land $44,000 Building $158,500 | $241,122 |
| 2024 | $3,243.00 (+7.38%) | $184,900 (+13.57%) Land $41,300 Building $143,600 | |
| 2023 | $3,020.00 | $162,800 Land $37,500 Building $125,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 14 (1994–2018) |
| Most Recent Claim | Jan 2018 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ADAMS FIRE DISTRICT serves 7,945 people · EPA ID MA1004000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 127 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures