4 W Cernan Ct, Brownsville, TX 78521 Property Records

Cameron County property record for 4 W Cernan Ct, Brownsville, TX 78521

Property Summary

Property Type	Single Family Home
Details	2,040 sqft · built 1992
Lot Size	0.315 acres (13,730 sqft)
Owner	2 Individual Names on File
Last Sale	$169,200 (Jul 2020)
Tax Bill	$4,149 (2025)
Deeds & Mortgages	Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038820-0050-010000`

Property Details

APN / Parcel Number

Primary APN	`038820-0050-010000`
Alternative APN	`44610`

Interior

Stories	1 Story
Building Area	2,040 sqft Living Area
1st Floor Area	1,297 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Lot Area	13,730 sqft (0.315 acres)
Lot Dimensions	230 ft deep x 55 ft wide
Garage Type	Carport
Garage Area	440 sqft
Carport	Carport
Carport Area	440 sqft
Driveway	Concrete Driveway
Driveway Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	604 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4 W CERNAN CT
City	BROWNSVILLE
State	TX
Zip	78521-7618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10 BLK 5 HORSESHOE LAKE SUBDIVISION SEC II (CAB 1 PG 80-A MRCC)
Legal Subdivision	HORSESHOE LAKE SUBDIVISION SEC II (CAB 1
Legal Block	5
Legal Lot Number	10
Jurisdiction	CAMERON TX
Township / Civil Division	BROWNSVILLE
Census Block Group	1
Census Block	1000
Census Tract	13305

Owner

4 W Cernan Ct is owned and occupied by two individuals who bought it in July 2020.

Source: Cameron County records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 W CERNAN CT, BROWNSVILLE, TX 78521-7618
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2020 · Amount on File
Deed Sale	Jul 10, 2020 · Amount on File
Deed Document Number	202023647
Record Updated	Sep 20, 2026

July 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Jul 10, 2020
Property Address	4 W CERNAN CT, BROWNSVILLE, TX 78521-7618
Document Number	202023647
Map Reference	CAB 1 PG 80-A&80-B
Instrument Date	Jul 10, 2020
Instrument	2020-23647
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	SIERRA TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 W CERNAN CT, BROWNSVILLE, TX 78521-7618

Mortgage

Document Number	202023648
Date	Jul 10, 2020
Instrument	2020-23648

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Mortgage

Document Number	202023649
Date	Jul 10, 2020
Instrument	2020-23649

Lender

Name	TEXAS STATE AFFORDABLE HOUSING CORPO
Type	Non-Lending Institution
Address	AUSTIN, TX 78702

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	36 Months
Due	Jul 9, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 4 W Cernan Ct was $4,149 with a homeowner's exemption.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Brownsville City
Unified School District	Brownsville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$256,425 (-) Land $76,058 Building $180,367	$256,425 (-) Land $76,058 Building $180,367
2025	$4,149.00 Homeowner's exemption	$256,425 Land $76,058 Building $180,367	$256,425 Land $76,058 Building $180,367
2023	$5,293.00 Additional exemption filed	$269,900 Land $58,072 Building $211,828	$269,900 Land $58,072 Building $211,828
2022	$5,293.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 W Cernan Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 W Cernan Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROWNSVILLE PUBLIC UTILITIES BOARD serves 201,249 people · EPA ID TX0310001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone, T-Mobile, VTX Communications.

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