45 W Cernan Ct, Brownsville, TX 78521 Property Records

Cameron County property record for 45 W Cernan Ct, Brownsville, TX 78521

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,374 sqft · built 1983
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$109,200 (Dec 2017)
Tax Bill	$1,058 (2025)
Deeds & Mortgages	Dec 2017 Mortgage Jun 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`038820-0050-005000`

Property Details

APN / Parcel Number

Primary APN	`038820-0050-005000`
Alternative APN	`44605`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,374 sqft Living Area
Gross Area	1,638 sqft
1st Floor Area	1,254 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Brick Veneer
Roof Type	Gable/Hip
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	264 sqft
Driveway	Concrete Driveway
Driveway Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	363 sqft
Storage Building	120 sqft

Location & Zoning

Street Address	45 W CERNAN CT
City	BROWNSVILLE
State	TX
Zip	78521-7618
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK 5 HORSESHOE LAKE SUBDIVISION SEC II (CAB 1 PG 80-A MRCC)
Legal Subdivision	HORSESHOE LAKE SUBDIVISION SEC II (CAB 1
Legal Block	5
Legal Lot Number	5
Jurisdiction	CAMERON TX
Township / Civil Division	BROWNSVILLE
Census Block Group	1
Census Block	1000
Census Tract	13305

Owner

45 W Cernan Ct is owned and occupied by two individuals who bought it in December 2017.

Source: Cameron County records, as of August 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 W CERNAN CT, BROWNSVILLE, TX 78521-7618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2017	Vendor's Lien, Transfer · FHA Mortgage ACADEMY MORTGAGE CORP
Jun 19, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2017 · Amount on File
Deed Sale	Dec 8, 2017 · Amount on File
Prior Sale	Jun 19, 2017 · Amount on File
Deed Document Number	201746523
Deed Book / Page	23070 / 139
Record Updated	Sep 20, 2026

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CAMERON TX
Recording Date	Dec 8, 2017
Property Address	45 W CERNAN CT, BROWNSVILLE, TX 78521-7618
Document Number	23070/139
Book / Page	23070 / 139
Map Reference	CAB 1 SL 80A&80B
Instrument Date	Dec 8, 2017
Instrument	2017-00046523
Transaction Type	Transfer
Record Updated	Dec 6, 2021
Title Company	NOT AVAILABLE, EDWARDS ABSTRACT

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 W CERNAN CT, BROWNSVILLE, TX 78521-7618
Investor	Possibly a Property Investor

Mortgage

Document Number	201700046524
Date	Dec 8, 2017
Instrument	2017-00046524

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2048

June 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CAMERON TX
Recording Date	Jun 19, 2017
Property Address	45 W CERNAN CT, BROWNSVILLE, TX 78521-7618
Document Number	22677/258
Book / Page	22677 / 258
Map Reference	CAB 1 SL 80-A&80-B
Instrument Date	Jun 14, 2017
Instrument	2017-00023538
Transaction Type	Foreclosure
Record Updated	Dec 6, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 CROWNRIDGE DR, BROWNSVILLE, TX 78521-4341
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 45 W Cernan Ct was $1,058 with exemptions applied.

Source: Cameron County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cameron County
Municipality	Brownsville City
Unified School District	Brownsville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$130,512 (+1%)	$199,000 (-9.52%) Land $52,800 Building $146,200
2025	$1,058.00 Homeowner's exemption Senior Citizen's exemption	$118,647 Land $47,400 Building $172,542	$219,942 Land $47,400 Building $172,542
2023	$1,466.00 (-60.86%) Additional exemption filed	$209,442 Land $36,900 Building $172,542	$209,442 Land $36,900 Building $172,542
2022	$3,746.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 W Cernan Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 18, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 W Cernan Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROWNSVILLE PUBLIC UTILITIES BOARD serves 201,249 people · EPA ID TX0310001
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 430 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Smartcom Telephone, T-Mobile, VTX Communications.

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