4 W 30th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4 W 30th St, Covington, KY 41015

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,312 sqft · built 1926
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on File
Last Sale	$79,900 (Jul 2018)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-13-12-007.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-12-007.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,312 sqft Finished Area
Gross Area	1,456 sqft

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Duplex Single
Exterior Material	Stucco
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	105 ft deep x 33 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 W 30TH ST
City	COVINGTON
State	KY
Zip	41015-1211
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	CHRISMAN LOT 22
Legal Subdivision	CHRISMANS
Legal Lot Number	22
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	61400

Owner

4 W 30th St, a duplex, is owned and occupied by an individual who bought it in July 2018.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4 W 30TH ST, COVINGTON, KY 41015-1211
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONS RELIABLE LNDG
Jul 30, 2018	Grant Deed, Transfer · FHA Mortgage NATIONS RELIABLE LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2018 · Amount on File
Deed Sale	Jul 30, 2018 · Amount on File
Deed Document Number	201807 30 059 00038
Deed Book / Page	6464 / 138
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	4 W 30TH ST, COVINGTON, KY 41015-1211
Document Number	0000000184
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	PRIORITY NATIONAL TITLE SERVICES, PRIORITY NAT'L TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 W 30TH ST COVINGTON KY 410151211, COVINGTON, KY 41015-1211

Mortgage

Document Number	0000000184
Date	Jun 5, 2020
Book Page	000M53/000850
Instrument	184

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	Jul 30, 2018
Property Address	4 W 30TH ST, COVINGTON, KY 41015-1211
Document Number	0000000038
Book / Page	0C6464 / 000138
Instrument Date	Jul 27, 2018
Instrument	38
Transaction Type	Transfer
Record Updated	Aug 14, 2018
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$79.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 W 30TH ST COVINGTON KY 410151211, COVINGTON, KY 41015-1211

Mortgage

Document Number	39
Date	Jul 30, 2018
Book Page	0C6464/000141
Instrument	39

Lender

Name	NATIONS RELIABLE LNDG
Address	HOUSTON, TX 77098

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 4 W 30th St was $1,258.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,000 (+26.32%) Land $10,000 Building $110,000	$120,000 (+26.32%) Land $10,000 Building $110,000
2025	$1,258.00	$95,000 Land $5,000 Building $90,000	$95,000 Land $5,000 Building $90,000
2023	$1,265.00	$95,000 Land $5,000 Building $90,000	$95,000 Land $5,000 Building $90,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 W 30th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 W 30th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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