12 W 30th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 12 W 30th St, Covington, KY 41015

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 704 sqft · built 1925
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$160,000 (Dec 2024)
Tax Bill	$2,120 (2025)
Deeds & Mortgages	Dec 2024 Sale & Mortgage Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`056-13-12-011.00`

Property Details

APN / Parcel Number

Primary APN	`056-13-12-011.00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	704 sqft Finished Area
Gross Area	788 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,485 sqft (0.08 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	12 W 30TH ST
City	COVINGTON
State	KY
Zip	41015-1211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHRISMAN LOT 26
Legal Subdivision	CHRISMANS
Legal Lot Number	26
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	61400

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12 W 30TH ST, COVINGTON, KY 41015-1211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2024	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE INC
Jul 24, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 18, 2024 · Amount on Record
Deed Sale	Dec 18, 2024 · Amount on Record
Deed Document Number	2024108
Deed Book / Page	320 / 701
Prior Transfer Date	Aug 1, 2024
Prior Transfer Doc	0005900003
Record Updated	Oct 29, 2026

December 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Dec 18, 2024
Property Address	12 W 30TH ST, COVINGTON, KY 41015-1211
Document Number	0005900108
Book / Page	KC 320 / 701
Map Reference	MB 206 PG 630
Instrument Date	Dec 5, 2024
Instrument	24121805900108
Transaction Type	Transfer
Record Updated	Nov 28, 2025
Title Company	COSMOPOLITAN TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10 W 30TH ST, COVINGTON, KY 41015-1211

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 W 30TH ST, COVINGTON, KY 41015-1211

Mortgage

Document Number	0005900095
Date	Dec 18, 2024
Instrument	24121905900095

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 24, 2023
Property Address	12 W 30TH ST, COVINGTON, KY 41015-1211
Document Number	0005900119
Book / Page	KC 237 / 159
Map Reference	MB 206 PG 630
Instrument Date	Jul 17, 2023
Instrument	23072405900119
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	141 WEBB RD LOT 7, 7, GARFIELD, KY 40140-5435

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	12 W 30TH ST, COVINGTON, KY 41015-1211

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$160,000 (-) Land $10,000 Building $150,000	$160,000 (-) Land $10,000 Building $150,000
2025	$2,120.00 (+202.86%)	$160,000 (+61.62%) Land $5,000 Building $155,000	$160,000 (+61.62%) Land $5,000 Building $155,000
2023	$700.00 (-9.33%) Homeowner's exemption	$99,000 (-) Land $5,000 Building $94,000	$99,000 (-) Land $5,000 Building $94,000
2022	$772.00 Homeowner's exemption	$99,000 Land $5,000 Building $94,000	$99,000 Land $5,000 Building $94,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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