4 Virginia Ave, Monroe, NY 10950 Property Records

Orange County and Blooming Grove Town property record for 4 Virginia Ave, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,097 sqft · built 1973
Lot Size	0.507 acres (22,086 sqft)
Owner	Individual Name on Record
Last Sale	$427,500 (Feb 2017)
Tax Bill	$17,893 (2024)
Deeds & Mortgages	Nov 2023 Mortgage Feb 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`332003 210-2-12`

Property Details

APN / Parcel Number

Primary APN	`332003 210-2-12`
Alternative APNs	`200321000000020120000000` `210-2-12` `59-2-12`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,097 sqft Living Area
Gross Area	3,515 sqft
1st Floor Area	1,218 sqft
2nd Floor Area	1,122 sqft
Basement Area	757 sqft
Finished Basement	757 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	22,086 sqft (0.507 acres)
Lot Dimensions	147 ft deep x 152 ft wide
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	276 sqft
Patio Area	55 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	210-2-12
Street Address	4 VIRGINIA AVE
City	MONROE
State	NY
Zip	10950-2216
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	LT 3 BLK C SEC 2 CAPITOL
Legal Subdivision	CAPITOL HILL SUB SEC II
Legal Block	2
Legal Lot Number	12.00
Jurisdiction	ORANGE NY
Township / Civil Division	BLOOMING GROVE
Census Block Group	3
Census Block	3001
Census Tract	13400

Owner

Source: Orange County and Blooming Grove Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1 FRANKFURT RD, 112, MONROE, NY 10950-8548
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) ARK MORTGAGE INC
Feb 14, 2017	Deed of Trust, Mortgage ARK MORTGAGE INC
Mar 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ARK MORTGAGE INC
Nov 4, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ARK MORTGAGE INC
Sep 26, 2019	Loan Modification, Mortgage · Conventional with PMI ARK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2017 · Amount on Record
Deed Sale	Feb 14, 2017 · Amount on Record
Prior Sale	Nov 19, 2013 · Amount on Record
Deed Book / Page	14180 / 1852
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	4 VIRGINIA AVE, MONROE, NY 10950-2216
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000068758
Date	Nov 20, 2023
Book Page	15494/415
Instrument	20230068758

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	4 VIRGINIA AVE, MONROE, NY 10950-2216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transaction

Additional	Lis Pendens

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009780
Date	Feb 14, 2017
Book Page	0000014180/0000001856
Instrument	20170009780

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2047

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	4 VIRGINIA AVE, MONROE, NY 10950-2216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015187
Date	Mar 7, 2019
Book Page	14535/801
Instrument	20190015187

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2039

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	4 VIRGINIA AVE, MONROE, NY 10950-2216
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SECURITY TITLE/GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077750
Date	Nov 4, 2019
Book Page	14649/1577
Instrument	20190077750

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2039

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	4 VIRGINIA AVE, MONROE, NY 10950-2216
Document Number	0000077751
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 19, 2019
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VIRGINIA AVE MONROE NY 109502216, MONROE, NY 10950-2216

Mortgage

Document Number	0000077751
Date	Nov 4, 2019
Book Page	014649/001589
Instrument	77751

Lender

Name	ARK MTG
Type	Mortgage Company
Address	SPRING VALLEY, NY 10977

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Nov 3, 2039

Tax Assessment & Valuation

Source: Orange County and Blooming Grove Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Blooming Grove Town
Municipality	South Blooming Grove Village
Unified School District	Washingtonville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$65,600 (-) Land $12,000 Building $53,600	$748,900 (+18.61%)
2024	$17,893.00
2023		$65,600 Land $12,000 Building $53,600	$631,400 Land $115,500 Building $515,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	34 (1978–2023)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BLOOMING GROVE VILLAGE WD 1 serves 3,400 people · EPA ID NY3510641
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Frontier, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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