3 Virginia Ave, Monroe, NY 10950 Property Records

Orange County and Blooming Grove Town property record for 3 Virginia Ave, Monroe, NY 10950

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,339 sqft · built 1982
Lot Size	0.485 acres (21,106 sqft)
Owner	Company Name on File
Last Sale	$990,000 (Sep 2023)
Tax Bill	$16,189 (2024)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`332003 210-2-3`

Property Details

APN / Parcel Number

Primary APN	`332003 210-2-3`
Alternative APNs	`200321000000020030000000` `210-2-3` `59-2-3`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,339 sqft Living Area
Gross Area	2,823 sqft
1st Floor Area	1,199 sqft
2nd Floor Area	1,140 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	21,106 sqft (0.485 acres)
Lot Dimensions	202 ft deep x 211 ft wide
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	1,285 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	210-2-3
Street Address	3 VIRGINIA AVE
City	MONROE
State	NY
Zip	10950-2209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R30
Legal Description	LT 2 BK A CAPITOL HILL SU
Legal Subdivision	CAPITOL HILL SUB SEC I
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	ORANGE NY
Township / Civil Division	BLOOMING GROVE
Census Block Group	3
Census Block	3001
Census Tract	13400

Owner

3 Virginia Ave is owned by a company that bought it in September 2023.

Source: Orange County and Blooming Grove Town records, as of April 29, 2026

Owner of Record	Company Name on File
Mailing Address	144 SPENCER ST, 5, BROOKLYN, NY 11205-3990
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HOME POINT FINANCIAL CORPORATION
Sep 27, 2023	Deed, Transfer
Aug 8, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance ARK MORTGAGE INC
May 25, 2018	Deed of Trust, Mortgage ARK MORTGAGE INC
Jul 29, 2019	Loan Modification, Mortgage ARK MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2023 · Amount on File
Deed Sale	Sep 27, 2023 · Amount on File
Prior Sale	Aug 24, 2016 · Amount on File
Deed Document Number	202357482
Deed Book / Page	15472 / 1392
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	3 VIRGINIA AVE, MONROE, NY 10950-2209
Transaction Type	Mortgage
Record Updated	Feb 12, 2024
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010666
Date	Feb 10, 2022
Book Page	15154/1271
Instrument	20220010666

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	ORANGE NY
Recording Date	Sep 27, 2023
Property Address	3 VIRGINIA AVE, MONROE, NY 10950-2209
Document Number	0000057482
Book / Page	15472 / 1392
Instrument Date	Sep 14, 2023
Instrument	20230057482
Transaction Type	Transfer
Record Updated	Feb 12, 2024

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	144 SPENCER ST # 5, 5, BROOKLYN, NY 11205-3990

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	3 VIRGINIA AVE, MONROE, NY 10950-2209
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	WFG NATIONAL TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000057559
Date	Aug 8, 2019
Book Page	14607/327
Instrument	20190057559

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE NY
Property Address	3 VIRGINIA AVE, MONROE, NY 10950-2209
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038241
Date	May 25, 2018
Book Page	0000014406/0000001982
Instrument	20180038241

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	356 Months
Due	Jan 1, 2048

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ORANGE NY
Property Address	3 VIRGINIA AVE, MONROE, NY 10950-2209
Document Number	0000057560
Instrument Date	Jul 29, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	ASSURED TITLE, ASSURED TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 VIRGINIA AVE MONROE NY 109502209, MONROE, NY 10950-2209

Mortgage

Document Number	0000057560
Date	Aug 8, 2019
Book Page	014607/000339
Instrument	57560

Lender

Name	ARK MTG
Type	Mortgage Company
Address	SPRING VALLEY, NY 10977

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

Interest

Rate	4.62%

Tax Assessment & Valuation

Source: Orange County and Blooming Grove Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Orange County
County Subdivision	Blooming Grove Town
Municipality	South Blooming Grove Village
Unified School District	Washingtonville Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$59,100 Land $12,000 Building $47,100	$674,700
2024	$16,189.00
2023		$59,100 (-) Land $12,000 Building $47,100	$568,800 (+22.72%) Land $115,492 Building $453,308
2022		$59,100 Land $12,000 Building $47,100	$463,500 Land $94,112 Building $369,388

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3 Virginia Ave in Zone X, an area of minimal flood risk, though there have been 34 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	34 (1978–2023)
Claims Outside the SFHA	3 of 34
Most Recent Claim	Dec 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Virginia Ave is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BLOOMING GROVE VILLAGE WD 1 serves 3,400 people · EPA ID NY3510641
Water Source	Groundwater
Last State Inspection	May 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Frontier, T-Mobile.

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