4 Via Santander, San Clemente, CA 92673 Property Records

Orange County property record for 4 Via Santander, San Clemente, CA 92673

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,234 sqft · built 2004
Lot Size	0.081 acres (3,544 sqft)
Owner	Individual Name on Record
Last Sale	$698,000 (Nov 2004)
Tax Bill	$13,410 (2025)
Deeds & Mortgages	Nov 2023 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`701-411-22`

Property Details

APN / Parcel Number

Primary APN	`701-411-22`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,234 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	3,544 sqft (0.081 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4 VIA SANTANDER
City	SAN CLEMENTE
State	CA
Zip	92673-6719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 16216 BLK LOT 81
Legal Subdivision	TRACT NO . 16216
Legal Tract	16216
Legal Lot Number	81
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	1
Census Block	1014
Census Tract	32062

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 VIA SANTANDER, SAN CLEMENTE, CA 92673-6719
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE
Jun 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENT FINANCIAL SERVICES GROUP INC
Mar 9, 2019	Deed of Trust, Mortgage · Conventional with PMI CLEAREDGELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2004 · Amount on Record
Deed Sale	Nov 5, 2004 · Amount on Record
Deed Document Number	20041000411
Prior Transfer Date	Sep 14, 2004
Prior Transfer Doc	0001000412
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4 VIA SANTANDER, SAN CLEMENTE, CA 92673-6719
Transaction Type	Mortgage
Record Updated	Nov 20, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VIA SANTANDER, SAN CLEMENTE, CA 92673-6719

Mortgage

Document Number	0000273243
Date	Nov 8, 2023
Instrument	2023000273243

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4 VIA SANTANDER, SAN CLEMENTE, CA 92673-6719
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000260838
Date	Jun 9, 2020
Instrument	2020000260838

Lender

Name	INDEPENDENT FINANCIAL SERVICES GROUP INC
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Jul 1, 2040

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	4 VIA SANTANDER, SAN CLEMENTE, CA 92673-6719
Document Number	0000081436
Instrument Date	Mar 9, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4 VIA SANTANDER SAN CLEMENTE CA 926736719, SAN CLEMENTE, CA 92673-6719

Mortgage

Document Number	0000081436
Date	Mar 15, 2019
Instrument	81436

Lender

Name	CLEAREDGELENDING
Address	STAMFORD, CT 06901

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2049

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$992,127 (+2%) Land $604,858 Building $387,269
2025	$13,410.00 (+4.39%)	$972,674 (+4.04%) Land $592,998 Building $379,676
2023	$12,846.00 (+0.66%)	$934,904 Land $569,970 Building $364,934
2022	$12,762.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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