Passaic County and Wayne Township property record for 4 Vernon Ct, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,308 sqft · built 1964 |
| Lot Size | 0.424 acres (18,469 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $477,500 (Mar 2019) |
| Tax Bill | $13,777 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-02512-0000-00003 |
| Primary APN | 14-02512-0000-00003 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,308 sqft Living Area |
|---|
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Split Level |
| Lot Area | 18,469 sqft (0.424 acres) |
| Old Parcel Number | 1400589B00001 |
|---|---|
| Street Address | 4 VERNON CT |
| City | WAYNE |
| State | NJ |
| Zip | 07470-6545 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-B |
| Legal Subdivision | RIDGE ROAD ACRES SEC 3 |
| Legal Block | 2512 |
| Legal Lot Number | 3 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 246201 |
Source: Passaic County and Wayne Township records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 VERNON CT, WAYNE, NJ 07470-6545 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Apr 11, 2020 | Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS |
| Mar 25, 2019 | Grant Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2019 · Amount on Record |
| Deed Sale | Mar 25, 2019 · Amount on Record |
| Deed Document Number | 201912758 |
| Deed Book / Page | 3542 / 170 |
| Prior Transfer Date | Apr 22, 1999 |
| Prior Transfer Doc | 0000062931 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 4 VERNON CT, WAYNE, NJ 07470-6545 |
| Transaction Type | Mortgage |
| Record Updated | Feb 16, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0000002230 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | M17718/260 |
| Instrument | 2022002230 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Feb 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 4 VERNON CT, WAYNE, NJ 07470-6545 |
| Document Number | 0000017950 |
| Instrument Date | Apr 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2020 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 VERNON CT WAYNE NJ 074706545, WAYNE, NJ 07470-6545 |
| Document Number | 0000017950 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 016113/000009 |
| Instrument | 17950 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 15, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Mar 25, 2019 |
| Property Address | 4 VERNON CT, WAYNE, NJ 07470-6545 |
| Document Number | 0000012758 |
| Book / Page | 003542 / 000170 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 12758 |
| Transaction Type | Transfer |
| Record Updated | May 6, 2019 |
| Title Company | BELMONT TITLE AND SETTLEMENT SERVICES, BELMONT TITLE & SETTLEMENT SVC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $477.50 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 VERNON CT WAYNE NJ 074706545, WAYNE, NJ 07470-6545 |
| Document Number | 12759 |
|---|---|
| Date | Mar 25, 2019 |
| Book Page | 015449/000097 |
| Instrument | 12759 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 24, 2049 |
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $229,700 (-) Land $124,600 Building $105,100 | $229,700 (-) Land $124,600 Building $105,100 | |
| 2025 | $13,777.00 (+0.88%) | $229,700 (-) Land $124,600 Building $105,100 | $229,700 (-) Land $124,600 Building $105,100 |
| 2024 | $13,657.00 (+5.16%) | ||
| 2023 | $229,700 Land $124,600 Building $105,100 | $229,700 Land $124,600 Building $105,100 | |
| 2022 | $12,987.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1978–2011) |
| Claims Outside the SFHA | 6 of 8 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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