21 Vernon Ct, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 21 Vernon Ct, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,931 sqft · built 1971
Lot Size	0.471 acres (20,517 sqft)
Owner	Individual Name on File
Last Sale	$820,000 (Jun 2024)
Tax Bill	$17,178 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-02511-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`14-02511-0000-00013`
Alternative APNs	`1400589C00021` `140251100013`

Interior

Building Area	2,931 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Bi-Level
Lot Area	20,517 sqft (0.471 acres)

Location & Zoning

Old Parcel Number	1400589C00021
Street Address	21 VERNON CT
City	WAYNE
State	NJ
Zip	07470-6563
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CLOVER ESTATES
Legal Block	2511
Legal Lot Number	13
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2029
Census Tract	246201

Owner

21 Vernon Ct is owned and occupied by an individual who bought it in June 2024.

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner of Record	Individual Name on File
Mailing Address	21 VERNON CT, WAYNE, NJ 07470-6563
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 26, 2024 · Amount on File
Deed Sale	Jun 26, 2024 · Amount on File
Prior Sale	Apr 5, 2018 · Amount on File
Deed Document Number	202420014
Deed Book / Page	4729 / 58
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	21 VERNON CT, WAYNE, NJ 07470-6563
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SAFE LAND TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061516
Date	Dec 1, 2020
Book Page	M16623/130
Instrument	2020061516

Lender

Name	SIERRA PACIFIC MORTGAGE CO INC
Type	Mortgage Company
Address	FOLSOM, CA 95630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 21 Vernon Ct was $17,178, up 0.9% from the year before.

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$286,400 (-) Land $126,700 Building $159,700	$286,400 (-) Land $126,700 Building $159,700
2025	$17,178.00 (+0.87%)	$286,400 Land $126,700 Building $159,700	$286,400 Land $126,700 Building $159,700
2024	$17,029.00
2023		$286,400 Land $126,700 Building $159,700	$286,400 Land $126,700 Building $159,700
2022	$16,193.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21 Vernon Ct in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	8 (1978–2011)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Vernon Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20