4 Vanguard Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 4 Vanguard Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,623 sqft · built 1983
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$279,063 (Sep 2026)
Tax Bill	$2,871 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`427845C378`

Property Details

APN / Parcel Number

Primary APN	`427845C378`
Alternative APN	`3-0153-5591-00-0167.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,623 sqft Living Area
Gross Area	2,392 sqft
1st Floor Area	1,040 sqft
Basement Area	1,040 sqft
Finished Basement	583 sqft
Unfinished Basement	457 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	312 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	68 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427845C378
Street Address	4 VANGUARD DR
City	SAINT PETERS
State	MO
Zip	63376-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	CRESCENT HILLS #5 LOT 167
Legal Subdivision	CRESCENT HILLS #5
Legal Lot Number	167
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	1
Census Block	1007
Census Tract	311294

Owner

Source: St. Charles County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 VANGUARD DR, SAINT PETERS, MO 63376-4408
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer · Conventional Mortgage NATIONS LENDING CORPORATION
Sep 10, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Feb 1, 2022	Beneficiary Deed, Transfer
Jun 10, 2020	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2026 · Amount on Record
Deed Sale	Sep 10, 2026 · Amount on Record
Prior Sale	Jun 10, 2020 · Amount on Record
Deed Document Number	202643262
Prior Transfer Date	Sep 3, 2026
Prior Transfer Doc	0000043265
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 10, 2026
Property Address	4 VANGUARD DR, SAINT PETERS, MO 63376-4408
Document Number	0000043262
Instrument Date	Sep 3, 2026
Instrument	202643262
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VANGUARD DR, SAINT PETERS, MO 63376-4408

Mortgage

Document Number	0000043263,
Date	Sep 10, 2026
Instrument	202643263

Lender

Name	NATIONS LENDING CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0000043264,
Date	Sep 10, 2026
Instrument	202643264

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION

Agreement

Amount	Amount Recorded

Interest

Max Rate	-1%

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 10, 2026
Property Address	4 VANGUARD DR, SAINT PETERS, MO 63376-4408
Document Number	0000043265
Instrument Date	Sep 3, 2026
Instrument	202643265
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1750 DISCOVERY DR, WENTZVILLE, MO 63385-4946

February 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST CHARLES MO
Recording Date	Feb 1, 2022
Property Address	4 VANGUARD DR, SAINT PETERS, MO 63376-4408
Document Number	0000006375
Map Reference	MB 22 PG 132
Instrument Date	Jan 31, 2022
Instrument	2022R-006375
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	4 VANGUARD DR, SAINT PETERS, MO 63376-4408

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 10, 2020
Property Address	4 VANGUARD DR, SAINT PETERS, MO 63376-4408
Document Number	0000391750
Book / Page	7317 / 942
Map Reference	MB 22 PG 132
Instrument Date	Jun 5, 2020
Instrument	20200610000391750
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VANGUARD DR, SAINT PETERS, MO 63376-4408

Mortgage

Document Number	0000391760
Date	Jun 10, 2020
Instrument	20200610000391760

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$42,068 (-)	$221,412 (-) Land $50,000 Building $171,412
2025	$2,871.00	$42,068 (+2.02%)	$221,412 (+2.02%) Land $50,000 Building $171,412
2023		$41,236
2022			$217,030 Land $50,000 Building $167,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Gateway Fiber, Verizon.

Nearby Properties on Vanguard Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures