12 Vanguard Dr, Saint Peters, MO 63376 Property Records

St. Charles County property record for 12 Vanguard Dr, Saint Peters, MO 63376

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,642 sqft · built 1983
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$172,000 (Apr 2021)
Tax Bill	$2,812 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`427845C374`

Property Details

APN / Parcel Number

Primary APN	`427845C374`
Alternative APN	`3-0153-5591-00-0163.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,642 sqft Living Area
Gross Area	2,184 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Finished Basement	778 sqft
Unfinished Basement	86 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	120 sqft
Deck Area	Deck Area
Patio Area	215 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	427845C374
Street Address	12 VANGUARD DR
City	SAINT PETERS
State	MO
Zip	63376-4408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AE9
Legal Description	CRESCENT HILLS #5 LOT 163
Legal Subdivision	CRESCENT HILLS #5
Legal Lot Number	163
Jurisdiction	ST CHARLES MO
Township / Civil Division	SPENCER CREEK
Census Block Group	1
Census Block	1007
Census Tract	311294

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 VANGUARD DR, SAINT PETERS, MO 63376-4408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Warranty Deed, Transfer · Conventional Mortgage GERSHMAN INVESTMENT CORP
Dec 11, 2019	Loan Modification, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Prior Sale	Dec 12, 2012 · Amount on Record
Deed Document Number	202134323
Prior Transfer Date	Apr 15, 2021
Prior Transfer Doc	2021R034323
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Apr 19, 2021
Property Address	12 VANGUARD DR, SAINT PETERS, MO 63376-4408
Document Number	2021R034323
Map Reference	MB 22 PG 132
Instrument Date	Apr 15, 2021
Instrument	2021R-034323
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	122 GLENDALE RD, 122, SWEETWATER, TX 79556-8104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 VANGUARD DR, SAINT PETERS, MO 63376-4408

Mortgage

Document Number	2021R034324
Date	Apr 19, 2021
Instrument	2021R-034324

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	12 VANGUARD DR, SAINT PETERS, MO 63376-4408
Document Number	0072110120
Instrument Date	Dec 11, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 VANGUARD DR ST PETERS MO 633764408, ST PETERS, MO 63376-4408

Mortgage

Document Number	0072110120
Date	Jan 6, 2020
Book Page	007211/000120
Instrument	7370

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 5, 2050

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Peters City
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$41,183 (-)	$216,750 (-) Land $50,000 Building $166,750
2025	$2,812.00 (+5%)	$41,183 (+7.89%)	$216,750 (+7.88%) Land $50,000 Building $166,750
2024	$2,678.00
2023		$38,173
2022			$200,909 Land $50,000 Building $150,909

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1996–2022)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jul 2022 · Severe Storms And Flooding
Claims by Event	Severe Storms, Flooding, And A Tornado, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST PETERS PWS serves 52,575 people · EPA ID MO6010719
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 542 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Gateway Fiber, Verizon.

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