4 Valley View Dr, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 4 Valley View Dr, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,184 sqft · built 2019
Lot Size	0.363 acres (15,803 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Oct 2020)
Tax Bill	$51 (2025)
Deeds & Mortgages	Feb 2020 Mortgage Oct 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U21 B:00092 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U21 B:00092 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,184 sqft Living Area
Gross Area	2,432 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,803 sqft (0.363 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 VALLEY VIEW DR
City	SPENCER
State	MA
Zip	01562-1652
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	92
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1000
Census Tract	726200

Owner

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4 VALLEY VIEW DR, SPENCER, MA 01562-1652
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 29, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SECURITY FIRST MORTGAGE FUNDING
Mar 1, 2019	Quit Claim Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 29, 2020 · Amount on Record
Deed Sale	Oct 29, 2020 · Amount on Record
Prior Sale	Mar 1, 2019 · Amount on Record
Deed Document Number	2020130567
Deed Book / Page	63622 / 395
Record Updated	Jun 8, 2026

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	4 VALLEY VIEW DR, SPENCER, MA 01562-1652
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	61867-97
Date	Feb 7, 2020
Book Page	61867/97
Instrument	13606

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Oct 29, 2020
Property Address	4 VALLEY VIEW DR, SPENCER, MA 01562-1652
Document Number	63622-395
Book / Page	63622 / 395
Instrument Date	Oct 17, 2020
Instrument	130567
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 VALLEY VIEW DR, SPENCER, MA 01562-1652

Mortgage

Document Number	130568
Date	Oct 29, 2020
Instrument	130568

Lender

Name	SECURITY FIRST MORTGAGE FUNDING

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPENCER MA
Recording Date	Mar 1, 2019
Property Address	4 VALLEY VIEW DR, SPENCER, MA 01562-1652
Document Number	60107-323
Book / Page	060107 / 000323
Instrument Date	Feb 26, 2019
Instrument	936
Transaction Type	Transfer
Record Updated	Mar 25, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,254.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VALLEY VIEW DR SPENCER MA 01562, SPENCER, MA 01562

Mortgage

Document Number	60107-326
Date	Mar 1, 2019
Book Page	060107/000326
Instrument	937

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 28, 2049

Tax Assessment & Valuation

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$51.00 (-98.93%)	$438,600 (+5.18%) Land $43,700 Building $394,900	$389,215
2024	$4,770.00 (+4.17%)	$417,000 (+9.82%) Land $43,700 Building $373,300
2023	$4,579.00	$379,700 Land $43,700 Building $336,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

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