13 Valley View Dr, Spencer, MA 01562 Property Records

Worcester County and Spencer Town property record for 13 Valley View Dr, Spencer, MA 01562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,680 sqft · built 1959
Lot Size	0.699 acres (30,439 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Jun 2012)
Tax Bill	$4,373 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPEN M:00U21 B:00078 L:00000`

Property Details

APN / Parcel Number

Primary APN	`SPEN M:00U21 B:00078 L:00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,680 sqft Living Area
Gross Area	4,650 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Rolled Roofing
Lot Area	30,439 sqft (0.699 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	13 VALLEY VIEW DR
City	SPENCER
State	MA
Zip	01562-1611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	VR
Legal Subdivision	HERB SEYMOUR
Legal Block	78
Jurisdiction	SPENCER MA
Township / Civil Division	SPENCER
Census Block Group	1
Census Block	1000
Census Tract	726200

Owner

13 Valley View Dr is owned and occupied by an individual who bought it in June 2012.

Source: Worcester County and Spencer Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	13 VALLEY VIEW DR, SPENCER, MA 01562-1611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2021	Deed of Trust, Mortgage · ARM WEBSTER FIRST FEDERAL CREDIT UNION
Dec 17, 2021	Deed of Trust, Mortgage · Line of Credit WEBSTER FIRST FEDERAL CREDIT UNION
Nov 5, 2018	Deed of Trust, Mortgage · Closed-End Mortgage CORNERSTONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2012 · Amount on File
Deed Sale	Jun 8, 2012 · Amount on File
Prior Sale	Apr 28, 2004 · Amount on File
Deed Book / Page	49101 / 393
Transfer Doc	049101-393
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	13 VALLEY VIEW DR, SPENCER, MA 01562-1611
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0066771-12
Date	Dec 17, 2021
Book Page	66771/12
Instrument	176538

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2032
Index	5-Year CMT

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	13 VALLEY VIEW DR, SPENCER, MA 01562-1611
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	00066771-1
Date	Dec 17, 2021
Book Page	66771/1
Instrument	176536

Lender

Name	WEBSTER FIRST FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPENCER MA
Property Address	13 VALLEY VIEW DR, SPENCER, MA 01562-1611
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	059645-185
Date	Nov 5, 2018
Book Page	59645/185
Instrument	117408

Lender

Name	CORNERSTONE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 13 Valley View Dr was $4,373, up 9,406.5% from the year before.

Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Spencer Town
Unified School District	Spencer-East Brookfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,373.00 (+9,406.52%)	$398,300 (+0.28%) Land $58,300 Building $340,000	$440,124 (+1.49%)
2025	$46.00 (-98.92%)	$397,200 (+6.89%) Land $50,800 Building $346,400	$433,675
2024	$4,251.00 (+7.57%)	$371,600 (+13.4%) Land $50,800 Building $320,800
2023	$3,952.00	$327,700 Land $50,800 Building $276,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Valley View Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Valley View Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 95 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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