4 Valley Rd, Saint Charles, MO 63303 Property Records

St. Charles County property record for 4 Valley Rd, Saint Charles, MO 63303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,704 sqft · built 1955
Lot Size	0.276 acres (12,040 sqft)
Owner	2 Individual Names on Record
Last Sale	$176,500 (Jul 2021)
Tax Bill	$2,017 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`428340A000`

Property Details

APN / Parcel Number

Primary APN	`428340A000`
Alternative APN	`3-002C-4426-00-0004.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
Gross Area	1,872 sqft
1st Floor Area	936 sqft
Basement Area	936 sqft
Finished Basement	768 sqft
Unfinished Basement	168 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Metal
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,040 sqft (0.276 acres)
Lot Dimensions	172 ft deep x 70 ft wide
Porch	Slab
Porch Area	78 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	428340A000
Street Address	4 VALLEY RD
City	SAINT CHARLES
State	MO
Zip	63303-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	SPRINGDALE PL LOT 4
Legal Subdivision	SPRINGDALE PL
Legal Lot Number	4
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	4
Census Block	4021
Census Tract	311004

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 VALLEY RD, SAINT CHARLES, MO 63303-4037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage JLB CORP
May 8, 2017	Warranty Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 7, 2021 · Amount on Record
Deed Sale	Jul 7, 2021 · Amount on Record
Prior Sale	May 8, 2017 · Amount on Record
Deed Document Number	202157131
Prior Transfer Date	Jun 29, 2021
Prior Transfer Doc	2021R057131
Record Updated	Oct 29, 2026

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Jul 7, 2021
Property Address	4 VALLEY RD, SAINT CHARLES, MO 63303-4037
Document Number	2021R057131
Map Reference	MB 5 PG 38
Instrument Date	Jun 29, 2021
Instrument	2021R-057131
Transaction Type	Transfer
Record Updated	Jul 26, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VALLEY RD, SAINT CHARLES, MO 63303-4037

Mortgage

Document Number	2021R057132
Date	Jul 7, 2021
Instrument	2021R-057132

Lender

Name	JLB CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 8, 2017
Property Address	4 VALLEY RD, SAINT CHARLES, MO 63303-4037
Document Number	0067400136
Book / Page	006740 / 000136
Instrument Date	May 1, 2017
Instrument	277750
Transaction Type	Transfer
Record Updated	May 17, 2017
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VALLEY RD ST CHARLES MO 633034037, ST CHARLES, MO 63303-4037

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Unified School District	Francis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$33,853 (+1.02%)	$178,175 (+1.02%) Land $40,000 Building $138,175
2025	$2,017.00 (+0.4%)	$33,510 (+3.5%)	$176,370 (+3.5%) Land $40,000 Building $136,370
2024	$2,009.00
2023		$32,378
2022			$170,413 Building $170,413

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber, DSL in parts of the area	100 / 20

May also be available: Brightspeed, Wisper ISP.

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