3 Valley Rd, Saint Charles, MO 63303 Property Records

St. Charles County property record for 3 Valley Rd, Saint Charles, MO 63303

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 864 sqft · built 1958
Lot Size0.293 acres (12,740 sqft)
OwnerCompany Name on File
Tax Bill$2,013 (2025)
Flood ZoneZone X (minimal risk)
APN428310A000

Property Details

APN / Parcel Number

Primary APN428310A000
Alternative APN
  • 3-002C-4426-00-0003.0000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area864 sqft Living Area
Gross Area1,728 sqft
1st Floor Area864 sqft
Basement Area864 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,740 sqft (0.293 acres)
Lot Dimensions182 ft deep x 70 ft wide
Garage TypeCarport
Garage Area480 sqft
CarportCarport
Carport Area480 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number428310A000
Street Address3 VALLEY RD
CitySAINT CHARLES
StateMO
Zip63303-4046
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionSPRINGDALE PL LOT 3
Legal SubdivisionSPRINGDALE PL
Legal Lot Number3
JurisdictionST CHARLES MO
Township / Civil DivisionFRONTIER
Census Block Group1
Census Block1003
Census Tract311004

Owner

3 Valley Rd is owned by a company and is owner-occupied.

Source: St. Charles County records, as of August 7, 2026

Owner of RecordCompany Name on File
Mailing Address3 VALLEY RD, SAINT CHARLES, MO 63303-4046
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 3 Valley Rd was $2,013.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
Unified School DistrictFrancis Howell R-III School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$33,446 (-)$176,033 (-) Land $40,000 Building $136,033
2025$2,013.00$33,446$176,033 Land $40,000 Building $136,033
2023$31,153
2022$163,963 Building $163,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Valley Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims4 (1979–2022)
Claims Outside the SFHA1 of 4
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms & Flooding, Jun 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3 Valley Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

May also be available: Brightspeed, Wisper ISP.

Nearby Properties on Valley Rd

Nearby Streets

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