4 Valley Ln, Garrison, NY 10524 Property Records

Putnam County and Philipstown Town property record for 4 Valley Ln, Garrison, NY 10524

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,510 sqft · built 1987
Lot Size	0.401 acres (17,500 sqft)
Owner	Individual Name on Record
Last Sale	$350,000 (Sep 2016)
Tax Bill	$11,808 (2024)
Deeds & Mortgages	Jul 2026 Line of Credit Mar 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`372689 91.5-3-66`

Property Details

APN / Parcel Number

Primary APN	`372689 91.5-3-66`
Alternative APNs	`268909100500030660000000` `131651`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,510 sqft Living Area
1st Floor Area	1,510 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	17,500 sqft (0.401 acres)
Lot Dimensions	250 ft deep x 70 ft wide
View / Lot	Waterfront
Garage Type	Basement
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	962 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	131651
Street Address	4 VALLEY LN
City	GARRISON
State	NY
Zip	10524-7470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	LAND & RESIDENCE
Legal Subdivision	EIGHT MAP OF CONTINENTAL VILLAGE
Legal Block	3
Legal Lot Number	66.00
Jurisdiction	PUTNAM NY
Township / Civil Division	PHILIPSTOWN
Census Block Group	3
Census Block	3009
Census Tract	10800

Owner

Source: Putnam County and Philipstown Town records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 VALLEY LN, GARRISON, NY 10524-7470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS BANK AND TRUST COMPANY
Mar 13, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Jan 19, 2024	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2016 · Amount on Record
Deed Sale	Sep 1, 2016 · Amount on Record
Prior Sale	May 5, 2015 · Amount on Record
Deed Document Number	20161502259
Deed Book / Page	2021 / 205
Prior Transfer Date	Jul 21, 2003
Prior Transfer Doc	0016540399
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Recording Date	Jul 22, 2026
Property Address	4 VALLEY LN, GARRISON, NY 10524-7470
Document Number	0000004559
Book / Page	8129 / 328
Instrument Date	Jun 23, 2026
Instrument	20264559
Transaction Type	Mortgage
Record Updated	Aug 12, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VALLEY LN, GARRISON, NY 10524-7470

Mortgage

Document Number	0000004559,
Date	Jul 22, 2026
Book Page	8129/328
Instrument	20264559

Lender

Name	MANUFACTURERS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM NY
Property Address	4 VALLEY LN, GARRISON, NY 10524-7470
Transaction Type	Mortgage
Record Updated	Apr 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VALLEY LN, GARRISON, NY 10524-7470

Mortgage

Document Number	0080850137
Date	Mar 13, 2026
Book Page	8085/137
Instrument	1812-2026

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 6, 2056

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM NY
Recording Date	Jan 19, 2024
Property Address	4 VALLEY LN, GARRISON, NY 10524-7470
Document Number	0023450283
Book / Page	2345 / 283
Map Reference	MB 372HH
Instrument Date	Jan 8, 2024
Instrument	385-2024
Transaction Type	Transfer
Record Updated	Feb 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 VALLEY LN, GARRISON, NY 10524-7470

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 VALLEY LN, GARRISON, NY 10524-7470

Tax Assessment & Valuation

Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Philipstown Town
Unified School District	Lakeland Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$159,900 (-) Land $37,700 Building $122,200	$521,356 (+10.08%)
2024	$11,808.00	$159,900 (-) Land $37,700 Building $122,200	$473,637 (+4.32%)
2023		$159,900 (-) Land $37,700 Building $122,200	$454,003 (+11.73%) Land $107,041 Building $346,962
2022		$159,900 Land $37,700 Building $122,200	$406,353 Land $95,807 Building $310,546

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1984–2026)
Claims Outside the SFHA	3 of 13
Most Recent Claim	Jul 2026 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Jul 2023 · 2 claims Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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