Putnam County and Philipstown Town property record for 13 Valley Ln, Garrison, NY 10524
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,000 sqft · built 2005 |
| Lot Size | 0.279 acres (12,160 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $401,630 (Oct 2005) |
| Tax Bill | $14,446 (2024) |
| Deeds & Mortgages | Oct 2023 Second Mortgage Jan 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 372689 91.5-3-58 |
| Primary APN | 372689 91.5-3-58 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,000 sqft Living Area |
| Gross Area | 2,630 sqft |
| 1st Floor Area | 1,000 sqft |
| 2nd Floor Area | 1,000 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,160 sqft (0.279 acres) |
| Lot Dimensions | 152 ft deep x 80 ft wide |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 350 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 500 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Account Number | 130100 |
|---|---|
| Street Address | 13 VALLEY LN |
| City | GARRISON |
| State | NY |
| Zip | 10524-7469 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LAND CV 8-8B-3 |
| Legal Block | 3 |
| Legal Lot Number | 58.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | PHILIPSTOWN |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 10800 |
13 Valley Ln is owned and occupied by two individuals who bought it in October 2005.
Source: Putnam County and Philipstown Town records, as of April 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 13 VALLEY LN, GARRISON, NY 10524-7469 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 31, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage MID-HUDSON VALLEY FEDERAL CREDIT UNION |
| Jan 22, 2019 | Deed of Trust, Mortgage · Line of Credit CITIBANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2005 · Amount on File |
| Deed Sale | Oct 19, 2005 · Amount on File |
| Prior Sale | Jul 14, 2004 · Amount on File |
| Deed Book / Page | 1722 / 480 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 13 VALLEY LN, GARRISON, NY 10524-7469 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 13 VALLEY LN, GARRISON, NY 10524-7469 |
| Document Number | 0078250072 |
|---|---|
| Date | Oct 31, 2023 |
| Book Page | 7825/72 |
| Instrument | 2023124906 |
| Name | MID-HUDSON VALLEY FEDERAL CREDIT UNION |
|---|---|
| Address | KINGSTON, NY 12401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Oct 30, 2043 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 13 VALLEY LN, GARRISON, NY 10524-7469 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0068870021 |
|---|---|
| Date | Jan 22, 2019 |
| Book Page | 6887/021 |
| Instrument | 1600211 |
| Name | CITIBANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 21, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Putnam County and Philipstown Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Philipstown Town |
| Unified School District | Lakeland Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $191,200 Land $35,000 Building $156,200 | $623,410 | |
| 2024 | $14,446.00 | ||
| 2023 | $191,200 (-) Land $35,000 Building $156,200 | $542,873 (+11.73%) Land $99,375 Building $443,498 | |
| 2022 | $191,200 Land $35,000 Building $156,200 | $485,896 Land $88,945 Building $396,951 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 13 Valley Ln in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1984.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 13 (1984–2026) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 13 Valley Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable | 940 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures