Essex County and Ipswich Town property record for 4 Upper River Rd, Ipswich, MA 01938 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1987 |
| Square Footage | 2,720 sqft Living Area |
| Lot Size | 14,000 sqft (0.321 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $451,000 (2017) |
| Tax Bill | $9,556.00 (2025) |
| Primary APN | IPSW M:54A B:027A L:0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 11 Rooms |
| Building Area | 2,720 sqft Living Area |
| Gross Area | 3,470 sqft Gross Area |
| Basement Area | 750 sqft Basement |
| Unfinished Basement | 750 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 14,000 sqft (0.321 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 5206 |
|---|---|
| Street Address | 4 UPPER RIVER RD |
| City | IPSWICH |
| State | MA |
| Zip | 01938-2519 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | RUTH WELLMAN & AUDREY BANCROFT |
| Legal Block | 27A |
| Jurisdiction | IPSWICH MA |
| Minor Civil Division | IPSWICH |
| Census Blockgroup | 1 |
| Census Block | 1032 |
| Census Tract | 223100 |
Source: Essex County and Ipswich Town records · APN IPSW M:54A B:027A L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 UPPER RIVER RD, IPSWICH, MA 01938-2519 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Jan 10, 2022 | Deed of Trust, Mortgage · Stand Alone Refinance BANK OF AMERICA NA |
| Nov 05, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance BANK OF AMERICA NA |
| Nov 05, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance BANK OF AMERICA NA |
| Sep 09, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Jul 31, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage METRO CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on Record |
| Deed Sale | Jul 31, 2017 · Amount on Record |
| Prior Sale | May 22, 2013 · Amount on Record |
| Deed Book / Page | 36063 / 576 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 4 UPPER RIVER RD, IPSWICH, MA 01938-2519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040645-572 |
|---|---|
| Date | Jan 10, 2022 |
| Book Page | 40645/572 |
| Instrument | 20220110004330 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 4 UPPER RIVER RD, IPSWICH, MA 01938-2519 |
| Transaction Type | Mortgage |
| Record Updated | Apr 03, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040454-417 |
|---|---|
| Date | Nov 05, 2021 |
| Book Page | 40454/417 |
| Instrument | 20211105000970 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 4 UPPER RIVER RD, IPSWICH, MA 01938-2519 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 40454-417 |
|---|---|
| Date | Nov 05, 2021 |
| Book Page | 40454/417 |
| Instrument | 20211105000970 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IPSWICH MA |
| Property Address | 4 UPPER RIVER RD, IPSWICH, MA 01938-2519 |
| Document Number | 37936-108 |
| Instrument Date | Sep 09, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4 UPPER RIVER RD IPSWICH MA 019382519, IPSWICH, MA 01938-2519 |
| Document Number | 37936-108 |
|---|---|
| Date | Oct 16, 2019 |
| Book Page | 037936/000108 |
| Instrument | 1016001260 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 15, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | IPSWICH MA |
| Recording Date | Jul 31, 2017 |
| Property Address | 4 UPPER RIVER RD, IPSWICH, MA 01938-2519 |
| Document Number | 36063-576 |
| Book / Page | 036063 / 000576 |
| Instrument Date | Jul 24, 2017 |
| Instrument | 1707310644 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,056.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4 UPPER RIVER RD IPSWICH MA 019382519, IPSWICH, MA 01938-2519 |
| Document Number | 36063-578 |
|---|---|
| Date | Jul 31, 2017 |
| Book Page | 036063/000578 |
| Instrument | 1707310645 |
| Name | METRO CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 30, 2042 |
Source: Essex County and Ipswich Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Ipswich Town |
| Unified School District | Ipswich School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,556.00 (+29.89%) | $857,000 (+32.56%) Land $312,200 Building $544,800 | $715,730 |
| 2024 | $7,357.00 (+13.39%) | $646,500 (+21.87%) Land $312,200 Building $334,300 | |
| 2023 | $6,488.00 | $530,500 Land $287,900 Building $242,600 |
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