14 Upper River Rd, Ipswich, MA 01938 Property Records

Essex County and Ipswich Town property record for 14 Upper River Rd, Ipswich, MA 01938

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,490 sqft · built 1955
Lot Size	0.217 acres (9,450 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Sep 2025)
Tax Bill	$6,351 (2025)
Deeds & Mortgages	Sep 2025 Sale & Refinance Jul 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`IPSW M:53B B:0019 L:0`

Property Details

APN / Parcel Number

Primary APN	`IPSW M:53B B:0019 L:0`
Alternative APN	`4923`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,490 sqft Living Area
Gross Area	3,550 sqft
Basement Area	1,346 sqft
Unfinished Basement	1,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,450 sqft (0.217 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	4923
Street Address	14 UPPER RIVER RD
City	IPSWICH
State	MA
Zip	01938-2558
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRA
Legal Block	19
Jurisdiction	IPSWICH MA
Township / Civil Division	IPSWICH
Census Block Group	1
Census Block	1031
Census Tract	223100

Owner

Source: Essex County and Ipswich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 UPPER RIVER RD, IPSWICH, MA 01938-2558
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2025	Quit Claim Deed, Transfer · Stand-Alone Refinance LEADER BANK NA
Jul 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2025 · Amount on Record
Deed Sale	Sep 5, 2025 · Amount on Record
Prior Sale	Jul 8, 2020 · Amount on Record
Deed Book / Page	42930 / 376
Prior Transfer Date	Sep 4, 2025
Prior Transfer Doc	042930-376
Record Updated	Sep 20, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Sep 5, 2025
Property Address	14 UPPER RIVER RD, IPSWICH, MA 01938-2558
Document Number	042930-376
Book / Page	42930 / 376
Instrument Date	Sep 4, 2025
Instrument	20250905000510
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	14 UPPER RIVER RD, IPSWICH, MA 01938-2558

Mortgage

Document Number	20250905000520
Date	Sep 5, 2025
Instrument	20250905000520

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IPSWICH MA
Recording Date	Jul 13, 2020
Property Address	14 UPPER RIVER RD, IPSWICH, MA 01938-2558
Document Number	38705-408
Book / Page	038705 / 000408
Instrument Date	Jul 13, 2020
Instrument	13003570
Transaction Type	Transfer
Record Updated	Aug 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 UPPER RIVER RD IPSWICH MA 019382558, IPSWICH, MA 01938-2558

Tax Assessment & Valuation

Source: Essex County and Ipswich Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Ipswich Town
Unified School District	Ipswich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,351.00 (+0.49%)	$569,600 (+2.56%) Land $299,900 Building $269,700	$704,995
2024	$6,320.00 (-1.36%)	$555,400 (+6.01%) Land $299,900 Building $255,500
2023	$6,407.00	$523,900 Land $276,600 Building $247,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	20 units insured incl. 10 condo units
Nearby Flood Claims	6 (1982–2006)
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IPSWICH DPU WATER DEPT serves 13,138 people · EPA ID MA3144000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 130 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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