4 Unique Ct, Palm Coast, FL 32164 Property Records

Flagler County property record for 4 Unique Ct, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,077 sqft · built 2005
Lot Size	0.316 acres (13,765 sqft)
Owner	Individual Name on File
Last Sale	$190,700 (Jul 2016)
Tax Bill	$4,879 (2025)
Deeds & Mortgages	Aug 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7057-00450-0060`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7057-00450-0060`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,077 sqft Living Area
Gross Area	2,701 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2008
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,765 sqft (0.316 acres)
Driveway	Concrete Driveway
Driveway Area	540 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 UNIQUE CT
City	PALM COAST
State	FL
Zip	32164-5763
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DPX
Legal Description	PALM COAST SEC 57 BLK 45 LOT 6 OR 205/695 OR 468/237 OR 1031/1884 OR 1070/419 OR 1304/1734 OR 1360/370 OR 1532/410 OR 2115/1955 OR 2143/559
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	45
Legal Lot Number	6
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1009
Census Tract	60208

Owner

4 Unique Ct is owned and occupied by an individual who bought it in July 2016.

Source: Flagler County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	4 UNIQUE CT, PALM COAST, FL 32164-5763
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2016 · Amount on File
Deed Sale	Jul 12, 2016 · Amount on File
Prior Sale	Mar 10, 2016 · Amount on File
Deed Document Number	201622390
Deed Book / Page	2143 / 559
Prior Transfer Date	Nov 22, 2005
Prior Transfer Doc	0013600370
Record Updated	Jun 8, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	4 UNIQUE CT, PALM COAST, FL 32164-5763
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 UNIQUE CT, PALM COAST, FL 32164-5763

Mortgage

Document Number	0027161502
Date	Aug 23, 2022
Book Page	2716/1502
Instrument	2022042798

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Sep 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 4 Unique Ct was $4,879, down 0.8% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,879.00 (-0.79%)	$268,491 Land $52,500 Building $215,991	$268,491 Land $52,500 Building $215,991
2024	$4,918.00 (+5.7%)
2023	$4,653.00 (+4.61%)	$270,273 (+2.23%) Land $45,000 Building $225,273	$270,273 (+2.23%) Land $45,000 Building $225,273
2022	$4,448.00	$264,389 Land $46,000 Building $218,389	$264,389 Land $46,000 Building $218,389

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Unique Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	6 (2009–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Unique Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Unique Ct

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