3 Unique Ct, Palm Coast, FL 32164 Property Records

Flagler County property record for 3 Unique Ct, Palm Coast, FL 32164

Property Summary

Property Type	Residential Multi-Family Vacant Land
Details	6 bd · 4 ba · 3,246 sqft · built 2020
Lot Size	0.316 acres (13,752 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Dec 2025)
Tax Bill	$6,002 (2025)
Deeds & Mortgages	Dec 2025 Sale Jun 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7057-00440-0060`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7057-00440-0060`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	1 Story
Building Area	3,246 sqft Gross Area
1st Floor Area	2,570 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Multi-Family
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,752 sqft (0.316 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3 UNIQUE CT
City	PALM COAST
State	FL
Zip	32164-5775
Property Category	Residential
Property Type	Vacant Land > Residential Multi-Family
Local Zoning Code	DPX
Legal Description	PALM COAST SEC 57 BLK 44 LOT 6 OR 208 PG 212 OR 223 PG 928 OR 1803/517 OR 2354/1709 OR 2447/1873
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	44
Legal Lot Number	6
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1009
Census Tract	60208

Owner

3 Unique Ct, residential multi-family vacant land, is owned and occupied by an individual who bought it in December 2025.

Source: Flagler County records, as of December 29, 2025

Owner of Record	Individual Name on File
Mailing Address	3 UNIQUE CT, PALM COAST, FL 32164-5775
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Man, Separate Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2025	Warranty Deed, Transfer ACORN TITLE SERVICES INC, ANCHOR TITLE SERVICES INC
Jun 9, 2020	Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 13, 2019	Warranty Deed, Transfer SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP
Feb 5, 2019	Loan Modification, Mortgage · Line of Credit AMERIS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2025 · Amount on File
Deed Sale	Dec 16, 2025 · Amount on File
Prior Sale	Jun 9, 2020 · Amount on File
Deed Document Number	202550516
Deed Book / Page	3014 / 132
Prior Transfer Date	Jan 12, 2011
Prior Transfer Doc	0018030517
Record Updated	Jun 8, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Dec 16, 2025
Property Address	3 UNIQUE CT, PALM COAST, FL 32164-5775
Document Number	0030140132
Book / Page	3014 / 132
Map Reference	MB 17 PG 12-28
Instrument Date	Dec 2, 2025
Instrument	2025050516
Transaction Type	Transfer
Record Updated	Jan 2, 2026
Title Company	ACORN TITLE SERVICES INC, ANCHOR TITLE SERVICES INC

Transaction

Amount	Amount on Record
Tax	$3,185.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2526 GRANDIN RD, CINCINNATI, OH 45208-3403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 UNIQUE CT, PALM COAST, FL 32164-5775

June 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 9, 2020
Property Address	3 UNIQUE CT, PALM COAST, FL 32164-5775
Document Number	0024471873
Book / Page	2447 / 1873
Map Reference	MB 17 PG 12-28
Instrument Date	May 29, 2020
Instrument	2020021158
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 12, 2022
Title Company	SUNSHINE TITLE CORPORATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,169.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5711 RICHARD ST STE 1, 5711, JACKSONVILLE, FL 32216-5956

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2526 GRANDIN RD, CINCINNATI, OH 45208-3403

Mortgage

Document Number	0024471874
Date	Jun 9, 2020
Instrument	2447/1874

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	May 13, 2019
Property Address	3 UNIQUE CT, PALM COAST, FL 32164-5775
Document Number	0023541709
Book / Page	002354 / 001709
Instrument Date	May 7, 2019
Instrument	17082
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	SUNSHINE TITLE CORPORATION, SUNSHINE TITLE CORP

Transaction

Amount	Amount on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5711 RICHARD ST #1 JACKSONVILLE FL 322165956, 1, JACKSONVILLE, FL 32216-5956
Investor	Possibly a Property Investor

February 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FLAGLER FL
Property Address	3 UNIQUE CT, PALM COAST, FL 32164-5775
Document Number	0024190184
Instrument Date	Feb 5, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 UNIQUE CT PALM COAST FL 32164, PALM COAST, FL 32164

Mortgage

Document Number	0024190184
Date	Feb 10, 2020
Book Page	002419/000184
Instrument	5418

Lender

Name	AMERIS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3 Unique Ct was $6,002, down 2% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,002.00 (-2.02%)	$330,248 Land $52,500 Building $277,748	$330,248 Land $52,500 Building $277,748
2024	$6,126.00 (+1.9%)
2023	$6,012.00 (+4.07%)	$337,265 (+0.35%) Land $45,000 Building $292,265	$337,265 (+0.35%) Land $45,000 Building $292,265
2022	$5,777.00	$336,083 Land $46,000 Building $290,083	$336,083 Land $46,000 Building $290,083

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Unique Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	6 (2009–2023)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Oct 2023 · rainfall accumulation
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Unique Ct is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 75% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Unique Ct

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