4 Union St, Newport, RI 02840 Property Records

Newport City property record for 4 Union St, Newport, RI 02840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,231 sqft · built 1930
Lot Size	0.056 acres (2,457 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jul 2019)
Tax Bill	$4,222 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Sep 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`R00513`

Property Details

APN / Parcel Number

Primary APN	`R00513`
Alternative APN	`NEWP M:006 B:0347`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,231 sqft Living Area
Gross Area	2,214 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1987
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,457 sqft (0.056 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R00513
Street Address	4 UNION ST
City	NEWPORT
State	RI
Zip	02840-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	347
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	1
Census Block	1027
Census Tract	40600

Owner

4 Union St is owned and occupied by two individuals who bought it in July 2019.

Source: Newport City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 UNION ST, NEWPORT, RI 02840-1808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2019	Warranty Deed, Transfer · Conventional Mortgage EMBRACE HM LOANS
Sep 13, 2018	Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2019 · Amount on File
Deed Sale	Jul 19, 2019 · Amount on File
Prior Sale	Sep 13, 2018 · Amount on File
Deed Document Number	2019123406
Deed Book / Page	2821 / 112
Transfer Doc	2766-91
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWPORT RI
Recording Date	Jul 19, 2019
Property Address	4 UNION ST, NEWPORT, RI 02840-1808
Document Number	2821-112
Book / Page	002821 / 000112
Instrument Date	Jul 8, 2019
Instrument	123406
Transaction Type	Transfer
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$330.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 BAYCIEW AVE NEWPORT RI 02840, NEWPORT, RI 02840

Mortgage

Document Number	2821-115
Date	Jul 19, 2019
Book Page	002821/000115
Instrument	123407

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 18, 2049

September 2018: Foreclosure

Document Type	Foreclosure
Jurisdiction	NEWPORT RI
Recording Date	Sep 13, 2018
Property Address	4 UNION ST, NEWPORT, RI 02840-1808
Document Number	2766-91
Book / Page	002766 / 000091
Instrument Date	Aug 20, 2018
Instrument	118982
Transaction Type	Foreclosure
Record Updated	Oct 2, 2018

Transaction

Amount	Amount on Record
Tax	$285.00
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4 UNION ST NEWPORT RI 028401808, NEWPORT, RI 02840-1808
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4 Union St was $4,222.

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,222.00	$485,900 Land $194,300 Building $291,600	$702,854
2023	$3,310.00 (+3.21%)	$333,700 (-) Land $137,300 Building $196,400
2022	$3,207.00	$333,700 Land $137,300 Building $196,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 980 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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