2 Union St, Newport, RI 02840 Property Records

Newport City property record for 2 Union St, Newport, RI 02840

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,166 sqft · built 1900
Lot Size	0.048 acres (2,082 sqft)
Owner	Individual Name on File
Last Sale	$280,000 (Jun 2019)
Tax Bill	$4,340 (2025)
Deeds & Mortgages	Oct 2020 Refinance Jun 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R00512`

Property Details

APN / Parcel Number

Primary APN	`R00512`
Alternative APN	`NEWP M:006 B:0346`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,166 sqft Living Area
Gross Area	2,364 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1995
Architectural Style	Conventional
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,082 sqft (0.048 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	R00512
Street Address	2 UNION ST
City	NEWPORT
State	RI
Zip	02840-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	346
Jurisdiction	NEWPORT RI
Township / Civil Division	NEWPORT
Census Block Group	1
Census Block	1027
Census Tract	40600

Owner

2 Union St is owned and occupied by an individual who bought it in June 2019.

Source: Newport City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	2 UNION ST, NEWPORT, RI 02840-1808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ATLANTIC HOME LOANS INC
Jun 14, 2019	Warranty Deed, Transfer · Conventional with PMI INC ATLANT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2019 · Amount on File
Deed Sale	Jun 14, 2019 · Amount on File
Prior Sale	Jun 30, 2008 · Amount on File
Deed Document Number	2019122784
Deed Book / Page	2813 / 231
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWPORT RI
Property Address	2 UNION ST, NEWPORT, RI 02840-1808
Transaction Type	Mortgage
Record Updated	Mar 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2930-227
Date	Oct 5, 2020
Book Page	2930/227
Instrument	131340

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2040

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWPORT RI
Recording Date	Jun 14, 2019
Property Address	2 UNION ST, NEWPORT, RI 02840-1808
Document Number	2813-231
Book / Page	002813 / 000231
Instrument Date	Jun 14, 2019
Instrument	122784
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 UNION ST NEWPORT RI 028401808, NEWPORT, RI 02840-1808

Mortgage

Document Number	2813-234
Date	Jun 14, 2019
Book Page	002813/000234
Instrument	122785

Lender

Name	INC ATLANT

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 13, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2 Union St was $4,340.

Source: Newport City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Newport City
Unified School District	Newport School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,340.00	$604,400 Land $190,500 Building $413,900	$696,322
2023	$4,081.00 (+3.21%)	$411,400 (-) Land $134,600 Building $276,800
2022	$3,954.00	$411,400 Land $134,600 Building $276,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2 Union St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 units insured incl. 2 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2 Union St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEWPORT-CITY OF serves 42,155 people · EPA ID RI1592010
Water Source	Surface water
Last State Inspection	Oct 2022
Lead	4 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 980 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	1,000 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Union St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures