Schenectady County and Schenectady City property record for 4 Tower Ave, Schenectady, NY 12304 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,208 sqft · built 1920 |
| Lot Size | 0.127 acres (5,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $66,000 (Sep 1999) |
| Tax Bill | $4,463 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 59.36-1-11.1 |
| Primary APN | 421500 59.36-1-11.1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,208 sqft Living Area |
| 1st Floor Area | 1,032 sqft |
| Upper Floors Area | 176 sqft |
| Attic | Attic |
| Attic Area | 176 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,560 sqft (0.127 acres) |
| Lot Dimensions | 139 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 480 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 4 TOWER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-3209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2, 3 P/O 1 WOOD |
| Legal Block | 1 |
| Legal Lot Number | 11.001 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21700 |
Source: Schenectady County and Schenectady City records · APN 421500 59.36-1-11.1
Assessment roll updated April 14, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 TOWER AVE, SCHENECTADY, NY 12304-3209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 1999 · Amount on Record |
| Deed Sale | Sep 14, 1999 · Amount on Record |
| Deed Book / Page | 1563 / 504 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 4 TOWER AVE, SCHENECTADY, NY 12304-3209 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4 TOWER AVE, SCHENECTADY, NY 12304-3209 |
| Document Number | 0000017981 |
|---|---|
| Date | Apr 07, 2022 |
| Book Page | 5216/917 |
| Instrument | 202217981 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Mar 01, 2037 |
Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,463.00 (+9.15%) | $102,900 (-) Land $15,400 Building $87,500 | $170,392 (+30.82%) Land $25,501 Building $144,891 |
| 2023 | $102,900 (-) Land $15,400 Building $87,500 | $130,253 (+3.8%) Land $19,494 Building $110,759 | |
| 2022 | $102,900 Land $15,400 Building $87,500 | $125,488 Land $18,781 Building $106,707 | |
| 2021 | $4,089.00 |
Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 3% of the US · above 3% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 176 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fiber | 980 / 880 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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