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2 Tower Ave, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 2 Tower Ave, Schenectady, NY 12304 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1989
Square Footage1,213 sqft Living Area
Lot Size7,800 sqft (0.179 acres)
OccupancyOwner Occupied
Last Sale$144,500 (2018)
Tax Bill$6,589.00 (2025)

Property Details

APN / Parcel Number

Primary APN421500 59.36-1-11.2
Alternative APN
  • 150005903600010110020000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms5 Rooms
Building Area1,213 sqft Living Area
1st Floor1,040 sqft 1st Floor
Upper Floors173 sqft Upper Floors
Stories1 Stories

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleCape Cod Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area7,800 sqft (0.179 acres)
Depth X Width130 ft x 60 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeDetached Garage
Garage Area312 sqft Garage
Porch Area72 sqft Porch

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelGas Heating Fuel
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address2 TOWER AVE
CitySCHENECTADY
StateNY
Zip12304-3209
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description2, 3 P/O 1 1/2 WOOD & GAR
Legal Block1
Legal Lot Number11.002
JurisdictionSCHENECTADY NY
Minor Civil DivisionSCHENECTADY
Census Blockgroup3
Census Block3015
Census Tract21700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 59.36-1-11.2

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2 TOWER AVE, SCHENECTADY, NY 12304-3209
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 30, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
SEFCU
Jul 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
USAA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 30, 2018 · Amount on Record
Deed SaleOct 30, 2018 · Amount on Record
Prior SaleNov 16, 2012 · Amount on Record
Deed Doc Number201848077
Deed Book / Page1998 / 859
Prior Transfer DateOct 21, 1999
Prior Transfer Doc1566000184
Record RefreshedJun 08, 2026

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateOct 30, 2018
Property Address2 TOWER AVE, SCHENECTADY, NY 12304-3209
Document Number0000048077
Book / Page001998 / 000859
Instrument DateOct 19, 2018
Instrument48077
Transaction TypeTransfer
Record UpdatedNov 14, 2018
Title CompanyAMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$577.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address767 LIVINGSTON AVE ALBANY NY 122062010, ALBANY, NY 12206-2010

Mortgage

Document Number48078
DateOct 30, 2018
Book Page004874/000881
Instrument48078
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 29, 2048

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address2 TOWER AVE, SCHENECTADY, NY 12304-3209
Document Number0000033583
Book / Page004776 / 000001
Instrument DateJul 20, 2017
Transaction TypeMortgage
Record UpdatedAug 01, 2017
Title CompanyCASCADE SETTLEMENT AGENCY, CASCADE SETTLEMENT AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 TOWER AVE SCHENECTADY NY 123043209, SCHENECTADY, NY 12304-3209

Mortgage

Document Number0000033583
DateJul 27, 2017
Book Page004776/000001
Instrument33583
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 26, 2047

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,589.00 (+4.27%)$134,200 (-) Land $20,100 Building $114,100$222,222 (+30.82%) Land $33,284 Building $188,938
2023$134,200 (-) Land $20,100 Building $114,100$169,873 (+3.8%) Land $25,443 Building $144,430
2022$134,200 Land $20,100 Building $114,100$163,659 Land $24,512 Building $139,147
2021$6,319.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 3% of the US · above 3% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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