4 Timberlane Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 4 Timberlane Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	6,406 sqft · built 2004
Lot Size	0.86 acres (37,462 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,275,000 (Mar 2004)
Tax Bill	$38,850 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Feb 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-01223-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`63-01223-0000-00017`
Alternative APNs	`630122300017` `173500`

Interior

Stories	1 Story
Building Area	6,406 sqft Living Area
1st Floor Area	6,406 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Lot Area	37,462 sqft (0.86 acres)

Location & Zoning

Account Number	173500
Street Address	4 TIMBERLANE RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	.860 AC
Legal Subdivision	DIMING ESTATES SEC 1
Legal Block	1223
Legal Lot Number	17
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2007
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 TIMBERLANE RD, UPPER SADDLE RIVER, NJ 07458-2211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Feb 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 26, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2004 · Amount on Record
Deed Sale	Mar 3, 2004 · Amount on Record
Prior Sale	Dec 19, 2002 · Amount on Record
Deed Book / Page	8662 / 733
Prior Transfer Date	Dec 5, 1997
Prior Transfer Doc	0000002475
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 TIMBERLANE RD, UPPER SADDLE RIVER, NJ 07458-2211
Transaction Type	Mortgage
Record Updated	Nov 2, 2023
Title Company	HERITAGE ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045790962
Date	Feb 11, 2022
Book Page	4579/962
Instrument	2022018983

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	PORTLAND, OR 97208

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 TIMBERLANE RD, UPPER SADDLE RIVER, NJ 07458-2211
Transaction Type	Mortgage
Record Updated	Aug 17, 2022
Title Company	HERITAGE ABSTRACT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045790968
Date	Feb 11, 2022
Book Page	4579/968
Instrument	2022018984

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	4 TIMBERLANE RD, UPPER SADDLE RIVER, NJ 07458-2211
Document Number	0029420589
Instrument Date	Apr 26, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 TIMBERLANE RD UPPER SADDLE RIVER NJ 074582211, UPPER SADDLE RIVER, NJ 07458-2211

Mortgage

Document Number	0029420589
Date	May 16, 2018
Book Page	002942/000589
Instrument	34461

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 15, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,500,000 (-) Land $319,400 Building $1,180,600	$1,500,000 (-) Land $319,400 Building $1,180,600
2025	$38,850.00 (+1.73%)	$1,500,000 (-) Land $319,400 Building $1,180,600	$1,500,000 (-) Land $319,400 Building $1,180,600
2024	$38,190.00 (+2.95%)
2023		$1,500,000 Land $319,400 Building $1,180,600	$1,500,000 Land $319,400 Building $1,180,600
2022	$37,095.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 89% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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