31 Timberlane Rd, Upper Saddle River (Saddle River), NJ 07458 Property Records

Bergen County and Upper Saddle River Borough property record for 31 Timberlane Rd, Upper Saddle River, NJ 07458

Property Summary

Property Type	Single Family Home
Details	3,349 sqft · built 1955
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$1,862,500 (Jan 2025)
Tax Bill	$18,443 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`63-01217-0000-00021`

Property Details

APN / Parcel Number

Primary APN	`63-01217-0000-00021`
Alternative APNs	`630121700021` `163700`

Interior

Stories	1 Story
Building Area	3,349 sqft Living Area
1st Floor Area	3,349 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Brick
Lot Area	108,900 sqft

Location & Zoning

Account Number	163700
Street Address	31 TIMBERLANE RD
City	UPPER SADDLE RIVER
State	NJ
Zip	07458-2226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	2.500 AC
Legal Subdivision	DRAKE ESTATES SEC #2
Legal Block	1217
Legal Lot Number	21
Jurisdiction	BERGEN NJ
Township / Civil Division	UPPER SADDLE RIVER
Census Block Group	2
Census Block	2000
Census Tract	53201

Owner

Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 TIMBERLANE RD, UPPER SADDLE RIVER, NJ 07458-2226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage LUMINATE BANK
Apr 17, 2024	Deed of Trust, Mortgage · Line of Credit COLUMBIA BANK
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2025 · Amount on Record
Deed Sale	Jan 9, 2025 · Amount on Record
Prior Sale	Oct 26, 1993 · Amount on Record
Deed Document Number	20251995
Deed Book / Page	5400 / 821
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	31 TIMBERLANE RD, UPPER SADDLE RIVER, NJ 07458-2226
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	PRESTIGE TITLE AGENCY INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1020 QUAIL AVE, MIAMI SPRINGS, FL 33166-3249

Mortgage

Document Number	0056360998
Date	Nov 3, 2025
Book Page	5636/998
Instrument	2025074653

Lender

Name	LUMINATE BANK
Type	Bank
Address	MINNEAPOLIS, MN 55405

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	31 TIMBERLANE RD, UPPER SADDLE RIVER, NJ 07458-2226
Transaction Type	Mortgage
Record Updated	May 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0052151516
Date	Apr 17, 2024
Book Page	5215/1516
Instrument	2024021421

Lender

Name	COLUMBIA BANK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	31 TIMBERLANE RD, UPPER SADDLE RIVER, NJ 07458-2226
Transaction Type	Mortgage
Record Updated	Mar 10, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045391169
Date	Jan 18, 2022
Book Page	4539/1169
Instrument	2022006941

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Upper Saddle River Borough
Secondary School District	Northern Highlands Regional School District (09 - 12)
Elementary School District	Upper Saddle River Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$712,100 (-) Land $387,500 Building $324,600	$712,100 (-) Land $387,500 Building $324,600
2025	$18,443.00 (+1.73%)	$712,100 (-) Land $387,500 Building $324,600	$712,100 (-) Land $387,500 Building $324,600
2024	$18,130.00 (+2.95%)
2023		$712,100 Land $387,500 Building $324,600	$712,100 Land $387,500 Building $324,600
2022	$17,610.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

May also be available: T-Mobile.

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