4 Timberlake Ter, Palmyra, VA 22963 Property Records

Fluvanna County property record for 4 Timberlake Ter, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,528 sqft · built 1986
Lot Size	0.327 acres (14,244 sqft)
Owner	Individual Name on Record
Last Sale	$189,400 (Dec 2019)
Tax Bill	$1,900 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Mar 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18A 2 58`

Property Details

APN / Parcel Number

Primary APN	`18A 2 58`
Alternative APN	`9146`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,528 sqft Living Area
Gross Area	3,564 sqft
1st Floor Area	1,498 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 2000
Exterior Material	Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,244 sqft (0.327 acres)
Terrain	Rolling
View / Lot	Corner
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	126 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	9146
Street Address	4 TIMBERLAKE TER
City	PALMYRA
State	VA
Zip	22963-3364
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	INST 190003778 SHADWELL-2 LOT 58 14,234 SF
Legal Subdivision	LAKE MONTICELLO
Legal Block	5
Legal Lot Number	58
Jurisdiction	FLUVANNA VA
Township / Civil Division	RIVANNA
Census Block Group	1
Census Block	1031
Census Tract	20104

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4 TIMBERLAKE TER, PALMYRA, VA 22963-3364
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2019	Deed, Transfer · Conventional Mortgage USAA FSB
Mar 28, 2018	Deed, Transfer NOT AVAILABLE, PREIMUM TITLE SERVICES
Sep 13, 2017	Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2019 · Amount on Record
Deed Sale	Dec 10, 2019 · Amount on Record
Prior Sale	Mar 28, 2018 · Amount on Record
Deed Document Number	20193778
Record Updated	Sep 20, 2026

December 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Dec 10, 2019
Property Address	4 TIMBERLAKE TER, PALMYRA, VA 22963-3364
Document Number	1903778
Map Reference	PB 76 PG 564
Instrument Date	Dec 4, 2019
Instrument	1903778
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$379.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 TIMBERLAKE TER, PALMYRA, VA 22963-3364

Mortgage

Document Number	1903779
Date	Dec 10, 2019
Instrument	1903779

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate
Rate	3.75%

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Mar 28, 2018
Property Address	4 TIMBERLAKE TER, PALMYRA, VA 22963-3364
Document Number	1800895
Map Reference	PB 76 PG 564
Instrument Date	Mar 23, 2018
Instrument	1800895
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	NOT AVAILABLE, PREIMUM TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12181 RIVERTON CT, REMINGTON, VA 22734-2173

September 2017: Foreclosure

Document Type	Foreclosure
Jurisdiction	FLUVANNA VA
Recording Date	Sep 13, 2017
Property Address	4 TIMBERLAKE TER, PALMYRA, VA 22963-3364
Document Number	0001702936
Map Reference	PB 76 PG 564
Instrument Date	Sep 5, 2017
Instrument	1702936
Transaction Type	Foreclosure
Record Updated	Sep 13, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1661 WORTHINGTON RD STE 100, 100, WEST PALM BEACH, FL 33409-6493

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,700 (-) Land $30,000 Building $221,700	$251,700 (-) Land $30,000 Building $221,700
2025	$1,900.00 (+11.5%)	$251,700 (+24.6%) Land $30,000 Building $221,700	$251,700 (+24.6%) Land $30,000 Building $221,700
2023		$202,000 Land $30,000 Building $172,000	$202,000 Land $30,000 Building $172,000
2022	$1,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 193 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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